▲ 1 r/creditcardreviewers+1 crossposts

HDFC closed my Tata Neu Infinity card

I tried a lot by email, call, relationship manager, X (Twitter), text, etc.
But they refused to convert the card into an LTF card. So I warned them if you can't convert the card into an LTF refund, please refund my annual fees and close the card. They did it.

Now I am happy to get the refund, and also I will again apply for the card after 60 days, as it is the cooling period. But this time I am going to take only if I am getting LTF. TBH, I don't really feel this card was important looking at the cards currently I am holding.

HDFC TATA NEU INFINITY CC - (Rs. 1499 + GST)

HDFC Dinner Club Privileged CC - (LTF)

SBI Cashback CC - (Rs. 999 + GST)

SBI PHONEPE SELECT BLACK CC - (Rs. 1499 + GST)

AXIS FLIPKART CC - (Rs. 500 + GST)

AXIS MYZONE CC - (LTF)

AXIS PRIVILEGE AMEX CC - (LTF)

ICICI AMAZON CC - (LTF)

INDUSIND CRED CC - (LTF)

YES BANK ELITE PLUS CC - (LTF)

YES BANK RUPAY CC - (LTF)

Scapia Rupay CC - (LTF)

Scapia Visa CC - (LTF)

What's your opinion on the above cards? Which one should I close, or how do I optimize the cards portfolio?

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u/devbrag — 10 days ago