
WorldFirst — 1.5% cashback and £40 per referral (business account open to anyone)
WorldFirst is a multicurrency payments platform (think of it as a less polished version of Wise/Revolut) but aimed at businesses. You get GBP, USD and EUR account details, plus a virtual debit card. The app isn't the slickest, but that's beside the point — they're running a solid promo right now and anyone can join it if they want.
The offer for you (valid until 31 Dec 2026):
1.5% cashback on eligible spending, up to £110 total
Eligible transactions: WorldPay payments and cross-currency/FX transactions
Ability to refer others and take advantage of current promo as a referrer (see details below)
Who can sign up
It's officially for businesses, but you can sign up as a sole trader — even if you're just thinking about starting one. Use your own name as the business name. Others have signed up without any registered business at all (Etsy, eBay, Facebook Marketplace etc. all count).
Link the card to Curve so you can use it via Google/Apple Wallet.
Steps to sign up:
Fill in your details and do ID verification. If proof of address is asked, a recent bank statement or utility bill works fine.
Approval usually takes about a day, then you're in and can start using the account.
Referral bonus (for the person who referred you)
If you deposit or receive £300+ into your account, the person whose link you used gets £40. The easiest way to qualify is simply transferring money from one of your own bank accounts — no need to spend it.
WorldFirst shows some referral data on my end, so feel free to message me by clicking here and I'll confirm it tracked correctly. If you use my link and do this, it's genuinely appreciated.
Refer others yourself — bonuses stack
You can refer an unlimited number of people. Each one who funds their account (£300+) earns you £40, plus milestone bonuses on top:
| Referrals | Extra bonus |
|---|---|
| 3 | +£75 |
| 10 | +£750 |
| 20 | +£1,500 |
These milestone bonuses are not cumulative — you get the one that applies to your total. The £40 per referral is separate and does stack.
- Referees must sign up by 31 Dec 2026 and fund by 31 Jan 2027
- Rewards are paid by the end of the month following the month when the referee qualified
- Total referral bonus capped at £1,500
Links