u/doddi1ks

Hello,

I am trying to maximize my retirement contributions.

I am currently on target to contribute $24,500 to retirement account as part of my 401k (without including my employer contributions). Along with this I have also contributed $7000 to Roth (backdoor).

I have read the contribution limit for 2026 (including roth) is $24,500. Am I at the risks of over contributing for 2026?

Thanks.