advice for a friend - help!
my friend has extreme guilt from using some of their refund money from their student direct plus loan on non educational related expenses 3 years ago (flights to visit a sibling/vacation, spent on dining out, clothes, but was also put toward rent, bills, & other school things) and the guilt and shame is eating them alive. they assumed the refund was for general living expenses & did not read into the the exact limitations of the refund & they already struggle with moral OCD and feel they should confess to financial aid (not sure if this is a compulsion or not - the need to confess?) they struggle with lots of internal self hate too, from other things, and the guilt they carry seems to weigh on them with everything. they are quick to forgive others but not themselves. please no hateful comments, just advice please?!? as a very concerned friend.