r/financialaid

For those unaware, the 150% rule states that someone must be able to complete their degree with no more than 150% of the standard credit amount to be considered making satisfactory academic progress. For example, if your degree requires 120 credits, you must complete your degree with no more than 180 credits to be considered making satisfactory academic progress.

As a college junior who is pursuing a triple major, I often take 5 classes a semester (occasionally 6, the standard being 4 per semester), and I also take summer courses. That is to say, there is a high likelihood of me exceeding the 150% threshold by my senior year, making my academic progress considered unsatisfactory despite having a GPA well above 3.5 and not having transferred schools.

Has anyone else been in a similar predicament? If so, were you able to submit an appeal, and was it accepted?

Today my school told me that i don’t qualify for the Parent Plus Loan Legacy provisions, and I was confused as to why. I have stayed in the same program since 2023, I’ve been borrowing since 2023, I have never taking a leave of absence, I have never withdrew from any classes. I ask them what is the issue; they say I have 18 credits from high school(AP Classes) that count as college credit and it’s flagged as undergraduate, so I guess in the eyes of the law or school that’s longer than a 4 year degree program. But I don’t see why classes I took in high school should matter. It’s like I’m being punished for being a good student. They’re telling me I can’t borrow money for the spring semester. She said she would send this to the financial aid officer to review it. I’m just concerned