u/ecnenimi

Quick disclosure first: I built the thing I'm going to mention. Posting this as a feedback request rather than a pitch. Mods, happy to remove if it doesn't fit.

I've been reading this sub for a while and the pattern a lot of you have been writing about is real. The 5% penalty fee from service metrics that hits you even when buyers close their own cases. Promoted listings creeping past 80% in some categories, so once one seller bids, everyone has to. Final value fees that apply to shipping AND tax. Defects from buyer-initiated returns that count against you even when you did nothing wrong.

The headline rate doesn't move much, but the take grows year by year as eBay finds new lines on the invoice.

So I spent the last year building a different marketplace. It's called Nagora, at https://nagora.shop. Sellers pay 4% flat (0% for the next 90 days), no card processing on top, no promoted-listings auction. Buyers pay zero platform fees. Every order goes through escrow by default, not opt-in.

I want to flag the part that probably triggered half of you the moment you read "alternative marketplace": yes, settlement is on a cryptocurrency. Specifically Nano (XNO), which is a feeless network designed for payments, not speculation. I know "crypto" is a dirty word in seller circles for good reasons, so a few honest things up front:

• The network has no transaction fees. Ever, by design. That's how the 4% can be flat with no card processing wrapped in.
• Sellers list in fiat ($, £, €). Buyers pay the XNO equivalent at point of sale. You can hold the XNO or convert to fiat on any exchange that lists it (Binance, Kraken, etc.). Conversion is normal exchange-fee territory, usually under 0.5%.
• There is volatility risk on the period between sale and conversion. Typically minutes if you choose to convert immediately, longer if you don't. I don't pretend that's solved.
• No KYC at signup, just an email. I'll be upfront if regulators ever require that to change.
• I'm a solo developer. Day-one launch this week. Catalog is small. You'd be early.

Honest caveats list is intentionally long because anyone who pretends a year-old project is mature is selling you something.

Founder tier: first 15 verified sellers this month pay 0% forever and get a permanent badge on their profile. 6 slots left as I'm typing this.

Question for the sub, because this is what I actually want feedback on: what would it take for you to test it on one listing? Specifically: what fee delta, what feature, what guarantee, what missing piece would tip you over from "interesting" to "I'll try it"?

If the answer is "the crypto thing is a non-starter no matter what," I'd genuinely like to hear that too. It's data.

Mods, if this still counts as self-promo I'll happily remove. Just thought the discussion could be useful for the sub.