u/eddiewilpan

rate lock issue after seller delays

hello i have a bad situation going on i will try to explain it as best as possable

me and my girlfriend were interested in a house and the sellers realtor said it might take a few months because of surrogates court issue they were having .. somthing about how she got divorced and the husband died.. this is what we were told at the time which was back in february
so we were like ok no big deal we’re not in a rush we can wait so we signed contract in february and the on or about date was april 21
i got a commitment letter for the mortgage from ridgewood bank

we recently found out through the surrogate court website which is all public info
she was limited from being an administrator of the estate to not being able to sell the house for some reason.. im not even sure why she put the house up for sale if this was the case as this happens a few years ago now.. it looks like she just tried to fix the issue with the courts recently..

anyway we didn’t really have a problem waiting but now the closing date is one week away and she will obviously not be able to close on time and i figured that would happen

but the lender is trying to have me extend my rate lock which is expensive and i told him that this could take months to get resolved but he just insisted i extend it another 30 days and i will only have to pay if we close.. he wasn’t really giving me any other options on what i should do even though i told him the situation of how it could take months to close..

reddit.com
u/eddiewilpan — 7 days ago

rate lock issue after seller delay

hello i have a bad situation going on i will try to explain it as best as possable

me and my girlfriend were interested in a house and the sellers realtor said it might take a few months because of surrogates court issue they were having .. somthing about how she got divorced and the husband died.. this is what we were told at the time which was back in february
so we were like ok no big deal we’re not in a rush we can wait so we signed contract in february and the on or about date was april 21
i got a commitment letter for the mortgage from ridgewood bank

we recently found out through the surrogate court website which is all public info
she was limited from being an administrator of the estate to not being able to sell the house for some reason.. im not even sure why she put the house up for sale if this was the case as this happens a few years ago now.. it looks like she just tried to fix the issue with the courts recently..

anyway we didn’t really have a problem waiting but now the closing date is one week away and she will obviously not be able to close on time and i figured that would happen

but the lender is trying to have me extend my rate lock which is expensive and i told him that this could take months to get resolved but he just insisted i extend it another 30 days and i will only have to pay if we close.. he wasn’t really giving me any other options on what i should do even though i told him the situation of how it could take months to close..

reddit.com
u/eddiewilpan — 7 days ago

rate lock bank issues from seller delay

hello i have a bad situation going on i will try to explain it as best as possable

me and my girlfriend were interested in a house and the sellers realtor said it might take a few months because of surrogates court issue they were having .. somthing about how she got divorced and the husband died.. this is what we were told at the time which was back in february
so we were like ok no big deal we’re not in a rush we can wait so we signed contract in february and the on or about date was april 21
i got a commitment letter for the mortgage from ridgewood bank

we recently found out through the surrogate court website which is all public info
she was limited from being an administrator of the estate to not being able to sell the house for some reason.. im not even sure why she put the house up for sale if this was the case as this happens a few years ago now.. it looks like she just tried to fix the issue with the courts recently..

anyway we didn’t really have a problem waiting but now the closing date is one week away and she will obviously not be able to close on time and i figured that would happen

but the lender is trying to have me extend my rate lock which is expensive and i told him that this could take months to get resolved but he just insisted i extend it another 30 days and i will only have to pay if we close.. he wasn’t really giving me any other options on what i should do even though i told him the situation of how it could take months to close..

reddit.com
u/eddiewilpan — 7 days ago

brain fog won’t go away

i have been on paxil for 15 years now but over a year ago i started getting bad brain fog and it will not go away
im only on 10 mg but im wondering if anyone else has felt this before .. im only 41 it started when i was 39
i’ve been eating healthy getting sleep exercising but nothing helps

reddit.com
u/eddiewilpan — 8 days ago

has anyone in the town of babylon built a bigger garage that applied for a variance? they said the max size is only 500 square feet.. so i’m wondering if anyone built somthing bigger and how hard it was to get the variance to do it

reddit.com
u/eddiewilpan — 13 days ago

i’ve been having shooting pain under my lower left rib cage that goes down towards my groin .. i feel it mostly in the front and it has been bothering me for like 3 years now.. i’ve been to stomach doctor urologist orthopedic got mri ultrasound you name it and no one knows what it is.. i do suffer from kidney stones and i had a lithiotripsy like over 10 years ago, not sure what side it was i forget maby it was my left but that hurt more in my back side.. what else should i do? try a different doctor no one sees anything wrong but it hurts almost everyday.. the pain comes and goes its sharp sometimes hurts towards my rib cage and sometimes it goes towards the groin but its a sharp shooting pain that lasts a second or 2 and then stops and then comes back

reddit.com
u/eddiewilpan — 20 days ago

is this normal where the buyer pays the lenders attorney fee? and why is it so expensive they want 1850

long island ny ridgewood bank.. i never saw any of these fees in the loan estimate

reddit.com
u/eddiewilpan — 24 days ago

is this normal where the buyer pays the lenders attorney fee? and why is it so expensive they want 1850

long island ny ridgewood bank.. i never saw any of these fees in the loan estimate

reddit.com
u/eddiewilpan — 24 days ago