u/elonmusk_ka_chacha

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I've had the SBI Card PULSE for around 11 months and I rarely use it. My annual renewal is now coming up, and I believe the renewal fee is ₹1,499 + GST.

I'm considering closing the card since I don't really use it.

If I close the PULSE card, will it have any significant impact on my CIBIL score?

Is it worth emailing/calling SBI Card and asking them to waive/reverse the renewal fee as a retention offer?

Please give your suggestions.

Hi everyone, as title says, what all Strategies did you try but pivoted on that one which made you profitable. I'm new to market , constantly keeping an eye from last 4-5 months. I have come across a lot of strategies but all requires a lot of back testing. Which is necessary I know. So just wanted to know what is working best for everyone.