u/erahardaway

Just something I’m noticing on similar cars. If you find 2 cars that are similar in year, make, model, and features, compare one with free shipping to one that doesn’t have free shipping.

The downpayment on the one with frees shipping, will be the same price as the down payment + the shipping cost of the other.

Doesn’t apply to all vehicles, but on most, this is what I’m noticing.

So on March 24th, Nelnet sent me a letter via online and in the mail stating that “As of the date stated on the letter, your account is 45 days past due.” As of the date of that letter, I owed around $59,000.

On April 30th, around 37 days after the letter, which would make the account 82 days past due, I made a big payment of $50,000 that paid off a majority of the debt leaving me with $9000.

Now for the crazy part. On May 8th, I received 5 90 Past due delinquencies for 5 of the loans within my Nelnet student loan account. All of such were for the loans that were paid of on April 30th.

I called Nelnet and they said I have to dispute through them or the credit bureaus, which is crazy because it’s an error on their end and they act like they can’t do anything about it.

I will keep y’all updated on this process as it goes along, but this is definitely not fair to us as regular consumers. I have been trying to build my credit for about 2 years now, and all my progress is gone because of this one incident right here. I am pissed, but I am not defeated.

If you all have any suggestions for this, other than what I stated, please leave a comment.