u/excited4m

I was in a car accident in January of last year. I was at fault, and unfortunately, my insurance had expired at the time of the accident.
Nobody contacted me about paying for the damages until about a week ago, when I received a letter from T.L. Thompson & Associates. They’re trying to collect around $11,500 on behalf of State Farm for the damages from the accident.
I’m planning to contact T.L. Thompson and work out a payment plan with them.
My main concern is my credit. Can T.L. Thompson report this to Experian, Equifax, or TransUnion as a collection account? Or is an insurance subrogation claim from a car accident treated differently from regular consumer debt?
Has anyone dealt with something similar?