u/fakingandnotmakingit

So I am a native speaker attempting to teach my non-speaking husband. Maybe later, a future kid.

I'm struggling because I'm a native speaker but immigrated fairly young. For those who grew up in the Philippines I guess you could say I immigrated when my grade was learning Florante at Laura if that helps guess my language level.

One of the things I've realized is that a lot of resources and online seem to pronounce the u sound when I didn't grow up doing it.

I say bit-win not bit-u-in

Or twalya not tuwalya

I say tyan instead of ti-yan as well, though I know tiyan is how it's supposed to be spelled.

Does anyone know if im just saying things wrong, or if this is a weird quirk (like a dialect thing I picked up?)

Hello! This sounds stupid but I have always been the person to pay a credit card by the end of the month. I essentially only use it for utilities and payments I know that I can make.

Unfortunately I've found myself in a bit of a pickle. Had a car WoF, servicing and repairs to pay for, some dental work coming up, and honestly something that I had already been saving up for and had the money to pay off.

I *will* have the money for this. But I just need to double check how the interest free days work.

If i made a purchase on say the 4th of the month, I know that it's 51 days interest free.

What I don't understand is if you buy two things.

Say I made the dental purchase on the 4th of July. I am confident I can make the payment in 55 days.

But If I made another purchase on the 4th of August. Would that mean I have 51 days to pay off the first purchase and 51 days to pay off the second purchase?

So I have two different lots of 55 days?

Or do I have one set of 55 days starting from purchase 1? Which means the second purchase starts gaining interest at day 20?

(I don't want to touch my emergency savings as that's my shit hits the fan savings like I lose my job).