u/flipitiflip2

Me (M29) and my wife (F27) are 9 months into our arranged marriage. We are very happy with our lives. She earns roughly 8x my salary. She's from a well to do family and never had to face any kind of financial issues. She doesn't have any kind of debt. Where as I am from a lower middle class family, I have an education loan on going and a couple of personal loans. She knows about them and gets very anxious and paranoid about our financial future. We haven't had a sit down talk about financial planning. I want to have a conversation about it but I don't know how to approach it. I sometimes feel she has made a mistake marrying me or I'm ruining her life.

Please guide me.

Me (M29) and my wife (F27) are 9 months into our arranged marriage. We are very happy with our lives. She earns roughly 8x my salary. She's from a well to do family and never had to face any kind of financial issues. She doesn't have any kind of debt. Where as I am from a lower middle class family, I have an education loan on going and a couple of personal loans. She knows about them and gets very anxious and paranoid about our financial future. We haven't had a sit down talk about financial planning. I want to have a conversation about it but I don't know how to approach or plan a budget.

Please guide me.

PS - we both are not very materialistic or keen on planning foreign trips etc.

We have my parents house so not planning on a new home.

We are 3 people living ie me, my wife and my mom in a teir 1 city.