u/forpettyrevenge

Costco Surrey product availability

Costco Surrey product availability

Hi does anyone know if this Brownie mix is available at Costco Surrey king George location? The app does not show if it is available in the store or not. I want to bring it as a gift and am wondering if I need to order online. Thank you!

u/forpettyrevenge — 2 days ago

Confused about TFSA, RRSP and FHSA

Hi everyone, this might be a frequently asked question but I just need some guidance on the order to follow for maxing out these accounts.

I've moved to Canada pretty recently from India and only been here for 2 tax years. I am 29 right now, so a lot of time until retirement. Single with no kids. I started investing in my TFSA pretty recently and wanted to max that out first from I researched. Opened FHSA as well last year to accumulate my contribution room but no plans to buy a house for at least 2-3 years.

I have a gross salary of 96k in BC working as a software engineer. No RRSP match from my employer so I haven't opened one yet.

I am stable for now, but the way things are going in our industry, I am not confident that I'll be able to work another 25-30 years in this field. Now, my plan was always to move back home which is why I opened TFSA last year. The AI advancement wasn't this aggressive in our company so I assumed I might be good and probably retire in a higher tax bracket. I agree, my mistake.

Now, what would be the best way for me to forward? should I prioritize the RRSP over TFSA to save money now and invest the refund in TFSA?

I plan to have a meeting with a financial advisor but I would love to hear your opinions.

Appreciate your support. Thank you.

reddit.com
u/forpettyrevenge — 5 days ago