DRAM is 6 months old. 6 MONTHS! It’s a memory specific fund and memory has cycles. If you’re already complaining about not making quick money, please sell it and invest elsewhere. Please learn about time in the market vs. timing the market.
I recently sold most of the mutual funds in my IRA that my financial advisor had me in to replace them with a couple ETF's that are more set and forget. I was hoping to get some advice on the percentage allocation to show good diversity. I have about 20 years left before retirement and contribute my max each year at this point. I currently have 30% SPMO for growth as my biggest current position.
I'm trying to decide between a more stable fund like VOO, VTI, QQQ etc. for another 40% ish. I currently have 5% VOO, so I'd have to decide between selling it to buy something else, or just adding to it.
I have 10% between DRAM and ORBX for AI and Space exposure.
Then I want to add a global fund like FTSE, VXUS, etc. I was thinking 10-15% ish for global?
Possibly add a small cap fund like AVUV for the rest, 10-15% ish.
What are your thoughts or suggestions on this and possibly changing percentages around? I'm mostly looking for a long-term set and forget strategy. I can play with the DRAM, ORBX stuff along the way. I have NVDA, RKLB, ASTS and a few others to play with in a separate brokerage account for stocks, but under $20k so far. Thanks all!
I'm looking to get a position into DRAM, but wondering if the hype has it way overpriced right now. Since it's brand new and has done well, can anyone tell if a pullback is coming or is it still worth the price it is at right now? Thanks all!