u/golan-at-yeda

I run a first year BV, working hard to reach break even. I switched from eenmanszaak to BV, asked my (now ex-)accountant to close the eenmanszaak as part of the transition. He didn’t. I started getting fines for late submissions on a business I thought no longer existed.

No warning. No reminder. Just a fine.

there’s a real shortage of accountants in Belgium, and the authorities don’t seem to be in tune with the burden on small businesses.

Meanwhile in the NL you have one system, one point of contact. Here you’re juggling SPF, BCE, social fund, health fund, all separately, and whoever else decides to send you a letter on a good Tuesday. Miss one and you pay.

Honestly I don’t feel like confronting my ex accountant about his error. Prefer building an outstanding business than invest myself in petty conflicts. Are we building good businesses or are we fighting against a system that doesn’t want us to succeed?

Anyone building something here feels the same?
How do you keep your focus on building an excellent product given a discouraging tax system?

Accountable VS Moneybird
What’s your experience?

First shortcoming I encounter with Moneybird - it won’t sync with a foreign currency bank account (e.g. Wise USD), though AI says it has better integrations.

I'm running a small SRL/BV (simple service business) and currently paying €4,400/year for accounting.

Here's the thing - my accountant is extremely busy, barely responsive, and Q1 just got filed without catching documentation issues I spotted myself. From what I hear and have experienced so far, this isn't unusual - there's a shortage of accountants in Belgium and service suffers accordingly.

So I'm at a crossroads: either I pay someone well and get real service (guidance, tax optimization, actually responds to messages, proper process)
OR
I just do it myself with AI + digital tools, then hire an accountant hourly when I actually need one.

Right now I'm paying €4,400 for neither good service nor time savings.

For those of you running small SRLs/BVs - how do you handle this?
Anyone managing it efficiently without a full-service accountant?

I see Yuki mentioned (requires an accountant anyway) and Odoo (pricey setup with a learning curve but maybe worth it?).
What's your setup and does it actually work for you?