u/gp-fightrr211

The GTA Insurance Job Market is Terrible and Insurers are not willing to paying fair wages/salaries

I'm not sure if anyone has experienced this, but I'm currently looking for a new claims adjuster role in the Greater Toronto Area (GTA) and one thing I've noticed is the salary ranges are stretched too much. I am a seasoned professional with 14 years of experience, CIP designation, provincial licensed and a wide array of claims experience from high net worth claims to product liability and commercial autofleets. Someone like myself shouldn't have an issue finding work but it's the latter.

I've noticed that certain companies looking for claims professionals are not willing to pay higher or fair market value of certain claims roles. For example, Aviva in Oakville is hiring for a commercial auto specialist in their GCS department and the pay range is $60-70,000k. For a similar job working downtown Toronto at a large commercial insurer, I was making well above $80,000 annually. I feel that Aviva like many other Insurers are not in line with the job market when it comes to salary expectations vs role requirements.

Recently I applied for one job and the salary ranged from $49,000 all the way to $90,000 and I received a call for the role. During my call with the initial screening the recruiter mentioned that this role is more entry-level however, they need someone that's experienced and can provide proper guidance for their insureds. I know that I am at the top end of the range given my experience, qualifications, and licensing. What I don't understand is why they post for a role that's mid to senior level and state it's entry-level to try and justify paying a prospective employee less. It's like going into a Rolex boutique and asking to buy a sub mariner but only willing to pay the price of a Casio G Shock.

I'm not saying I'm the best adjuster, what I'm saying is I'm experienced and I know how to do my job and I do it well. Before, I was told I needed more experience for certain roles. Now that I have the experience, I feel that it's totally irrelevant nowadays and it doesn't matter. Companies want to pay the absolute lowest they can to recruit talent. I feel that if insurers want the talent, they need to pay the premium .

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u/gp-fightrr211 — 13 days ago

Hello, the title speaks for itself. I recently started a new job as of January 2026. The role is not quite what I expected and tbh I am not happy. I recently had my old VP reach out to me and he wants me to consider a position with his current company. This role is really interesting, it's client based and I am more involved and have autonomy. I am considering applying because of my current situation of the fact that I am not satisfied in my current full time role.

However within the mix, I started a side hustle as a mortgage agent in December 2025. If my side gig goes well, I could potentially make even more than my corporate job and switch to this full time eventually once I have an established client base. It can be a more lucrative job in the long run but it will take time to get established. A mortgage agent role is strictly commission based with no salary. I still need an income due to my situation, I have a family to provide for.

If anyone has been in my shoes, would you consider taking on a new role after 4 months? Or would you wait it out and see how the part role pans out? What's the smart way to go about this without burning any bridges?

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u/gp-fightrr211 — 5 months ago