My boyfriend is a retainer physician and was offered a regular position with benefits, but the daily rate is significantly lower. Would you take it?
My boyfriend is currently working as a retainer physician. His current setup has a significantly higher daily rate, but he doesn’t receive employment benefits (no HMO, paid leaves, retirement benefits, etc.), and his position isn’t guaranteed long-term.
Recently, he was offered a regular full-time position by the same company. The offer includes benefits such as HMO, insurance, paid leave, retirement benefits, and government contributions. However, the daily rate is significantly lower than what he’s currently earning. On top of that, the regular role comes with additional responsibilities.
On one hand, the regular position offers stability and benefits. On the other hand, accepting it would mean a substantial decrease in his monthly income. While he’s still able to continue in his current role for now, there’s no assurance that this arrangement will always be available. We’re trying to figure out which is the smarter decision in the long run—prioritizing higher earnings now or choosing the security and benefits that come with a regular position.
If you were in his shoes, what would you do? Has anyone here gone through a similar situation where you had to choose between a higher-paying retainer role and a lower-paying regular position with benefits? Looking back, which decision worked out better for you?
I’d really appreciate hearing your thoughts and experiences. Thanks!