u/ijwgwh

This is for folks already on 6% APR on Discover, but for anyone just learning about the fact that some banks have SCRA benefits beyond what's required by law, TLDR you won't get extra benefits from Discover anymore unless you qualify under the regular rules of the law (but if you do, Capital One does go the extra mile on the percentage for qualifying folks), but Chase and Amex still waive annual fees.

Just wanted to warn anyone who hasn't looked into it, since Capital One took over Discover, their cards will be transitioning to Capital One's policies. I talked to the Discover SCRA department (which is already the same office as Capital One's) and they gave me this info:

If you made your Discover account before you joined, and you were enjoying the 6% reduced APR, your account will transition to Capital One's 4.5% APR for SCRA, this should happen this billing cycle is you haven't already had your account switch to it.

If you made your Discover account after joining, and you were enjoying the 6% APR, you will also have your APR reduced to 4.5% for the time being, but will not be eligible once your SCRA benefits come up for renewal, meaning you will revert to a normal APR, which is typically 25% plus, around 2027 or 2028. If you're in this boat you may want to think about paying off any balances or doing a balance transfer once the new APR goes into effect for your account.

Text was all over the place, none of the fonts were right. This isn't even coming from somewhere where Ms word has been added to, my job doesn't even let us install fonts, let alone having fonts already installed that don't come standard with office, but onlyoffice seemed to think, nope, the are all Arial now.

What am I doing wrong?