Comprar efectivo para hipotecarlo en seguida?

En una compra de un chalet de más de un millón que tal efectuar la compra de inmediato para después como propietario ir al Santander o la BBVA y pedirles un préstamo usando la casa como colateral? Usaría los fondos para invertirlos.

Al ser norteamericano con sólo la residencia no tengo acceso a los mismos medios que un Español.

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u/ikkiyikki — 1 month ago

Me acabo de mudar a España. Ésto es normal?

Endesa en las Canarias. La casa estuvo deshabitada por un par de semanas así que lo que me toca el mes que viene va a ser peor.

Edit: Gracias a todos por la magnífica respuesta. Aunque vengo de los EEUU, dojde casi todo cuesta una barbaridad, sospechaba que algo no estaba bien con ésta, mi primera factura. Repito que la casa estuvo deshabitada por un par de semanas lo que el consumo debe sólo haber sido el refrigerador, luces del exterior, el sistema de seguridad, etc. Igual, ya pronto deben de instalarnos un equipo de placas solares así que debe de bajar drásticamente pero como quiera que sea voy a indagar con éso del Octopus. Muchas gracias a todos 🙏

u/ikkiyikki — 2 months ago

Want/do not want?

This is an older video that I hadn't shown off before. The cube is not air stable so had to be quickly put in vacuum.

u/ikkiyikki — 2 months ago

Oh nothin'

My wife and I taking a stroll through the bowels of a museum in Turin and they casually have this on display. No fanfare, not even a little note. Just one in a bunch of much lesser coins in a display of "Monete Romani" 😂

u/ikkiyikki — 2 months ago
▲ 16 r/piano

Red flags when shopping for a teacher?

Everyone reflexively recommends to "get a good teacher" which sounds obvious (who wants to pay for a bad one?) but how is a novice expected to know what to look for?

Please share both negative and positive cues to give the prospective student a base by which to judge. I guess the first question is to ask for their credentials and pedagogical approach?

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u/ikkiyikki — 2 months ago

What brand powder to make COLD chocolate milk?

All I seem to find is the ever worsening Nestle*, crappy brands with mile long ingredient lists or powder meant for hot chocolate (which clumps in cold milk)

*I'm aware that European Nestle is somewhat better because they're not allowed to add fillers like cellulose but where to get in the states?

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u/ikkiyikki — 2 months ago
▲ 6 r/piano

Air piano

Am I the only weirdo who drums their fingers on tables, railings, kids' heads and other assorted flat surfaces? Does it help your skills any or just an annoying autistic trait? 🤭

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u/ikkiyikki — 2 months ago
▲ 205 r/chocolate

Laderach

Lots of yum yum for your mouth. Also a lot of ouch ouch for your wallet.

u/ikkiyikki — 2 months ago
▲ 48 r/piano

I finally mastered Happy Birthday! What next, Hammerklavier or Festin de l'Esope?

I goof. Still working on Happy Birthday 😮‍💨

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u/ikkiyikki — 2 months ago
▲ 1 r/tcltvs

A400 Pro release date in Europe?

I'm after the 85A400. It was initially slated for May 2026 but here's August and you can't even pre-order it.

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u/ikkiyikki — 2 months ago
▲ 2 r/Oman

One day layover suggestions

Salam alaikum friends!

I'm on a layover from one noon until evening the following day. I will be renting a car and am just wondering if it's possible to drive out to the desert (not off road) or if this is too far or not recommended for other reasons.

If not recommended please suggest other places to go instead. Thank you so much!

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u/ikkiyikki — 2 months ago

An EF sestertius

So cool to own a chunky big bronze with intact details. You would think with hoards and so many of these coins having been made that high grade specimens would be more accessible, as in the case with 4th century bronzes, but, sadly, nooooo c'est ne pas possible 😤

u/ikkiyikki — 3 months ago

Your collection online

Have you seen Luciteria's new collection feature?

https://Cabinet.luciteria.com

Customer or not, you create an account and start adding the elements to your collection and it will keep track your progress and other stats. I'm traveling far from home but could see this adding a whole new dimension of fun to the hobby with leaderboard jockeying and so on.

I can't believe no one else had thought to do this before.

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u/ikkiyikki — 3 months ago
▲ 130 r/AncientCoins+1 crossposts

An actual Avitus for once!

With this acquisition I think I finally cracked the 90% club (of collectors trying for one of each of every Roman emperor and empress).

This is likely going to be the last ancient coin I buy. I'm finally happy where my collection is and will just enjoy them as they are. There will be more that come to market which I would love to own but, realistically, it's very unlikely I could afford them.

Anyone else ever think "hey what I have is good just like this"?

u/Then_Marionberry_259 — 3 months ago
▲ 70 r/Cheese

Cornish Cruncher cheddar. Available USA?

On a brief visit to England. If you can get past the shit packaging you will be rewarded with, and I'm not exaggerating, likely the best cheddar to have ever melted on your buds.

If any Brits can join in, where on the ranking tier list does this sit? It's marketed almost apologetically. Like generic food was back in the 80s on b&w packaging.

u/ikkiyikki — 3 months ago