u/ilikemycoffeecrisp

I'm not well informed on the law, but if you ask someone to stop taking photos of your house or you from public property (sidewalk), and they won't, when does this become harassment ?

Apologies if harassment isn't the right legal term. But basically when does this break the law?

Looking at a mortgage and wondering if I'm better paying the penalty for putting down only 5% of house price. It seems CMHC insurance will upcharge me 3% of the house price as penalty for putting only 5% down, as opposed to 20% down.

But I can invest the difference (20 % - 5 % = 15%), which in the stock market would likely generate more than the 3% penalty plus the interest charges.

Am I wrong here?