I'm so used to budgeting I find it wild others don't budget
I'm so used to living on a tight budget first by force and now because it is just smart that I got shocked when my friend went in debt to buy a watch and eat out every day.
I honestly think that I live quite a good luxurious with my 650$ a month budget. Sure I don't have a car, I don't travel or eat out or eat fancy food but I make it due. I would never imagine buying a smart watch or a small luxury of life just to go in debt. And not be worried about it