Login

u/investor100

r/IAmA r/TheCollegeInvestor r/Osteopathic r/PTschool
Education Department Tells Schools To Stop Using Race In Discipline
▲ 2 r/TheCollegeInvestor

Education Department Tells Schools To Stop Using Race In Discipline

  • Education Department issues guidance saying schools can't consider race in discipline decisions and two districts under investigation
  • The Aug. 18 Dear Colleague Letter says considering a student's race in discipline violates Title VI except in rare circumstances
  • Statistical disparities alone no longer establish a Title VI violation — proving one now requires evidence of intent or a comparison to a similarly situated student
thecollegeinvestor.com
u/investor100 — 1 day ago
▲ 70 r/TheCollegeInvestor

New Senate Bill Would Ban Social Security Offsets As 9 Million Borrowers Sit In Default

  • Sanders introduced a bill to ban Social Security garnishment for defaulted student loans
  • Current law lets the government offset up to 15% of a Social Security check for a defaulted federal loan, as long as you're left with $750/month
  • Context: 9M+ borrowers in default, 3M+ Americans over 62 with student debt
thecollegeinvestor.com
u/investor100 — 2 days ago
▲ 0 r/TheCollegeInvestor

Average Net Worth Of Millennials By Age (2026 Update)

  • The class of 2003 (age 45) comes out around $711,000, while the class of 2018 (age 30) around $72,000 — despite the 2018 grad starting at a higher salary ($50,944 vs $39,296).
  • For context, the Fed's 2022 SCF puts the median net worth for ages 35-44 at $135,600 and the average at $549,600. This model sits between the two because it assumes a college grad who saved consistently.
u/investor100 — 5 days ago
▲ 9 r/TheCollegeInvestor

30 Senators Demand Answers On Student Visa Delays As Classes Start

  • 30 senators gave the State Department 30 days to explain student visa appointment shortages before fall term
  • New U.S. student visas fell 35.6% last summer after a May 27-June 18, 2025 interview pause and new social media vetting rules.
  • The State Department stopped publishing monthly visa issuance data by category in September 2025; the letter asks for it to resume.
thecollegeinvestor.com
u/investor100 — 6 days ago
▲ 6 r/TheCollegeInvestor

Federal Judge Just Dismissed The Trump Administration's Antisemitism Case Against Harvard

  • Federal judge dismisses DOJ's Title VI antisemitism lawsuit against Harvard, ruling the government failed to plead an ongoing violation.
  • The government can act only after giving notice and determining voluntary compliance can't be secured. Notice went out June 30, 2025, and nothing in the complaint post-dates it.
  • Harvard is set to receive more than $2.6 billion under active HHS grants. DOJ says it disagrees with the ruling and is assessing next steps.
thecollegeinvestor.com
u/investor100 — 6 days ago
▲ 111 r/TheCollegeInvestor

Third Major Lawsuit Targets Education Department's 'Professional Degree' Student Loan Rule

  • AFL-CIO, AFSCME, AFT, and National Nurses United sue Department of Education over the "professional degree" definition
  • The RISE rule limits "professional student" status ($50K/yr, $200K aggregate) to 11 named programs, which they claim was created in a way that didn't follow the rules
  • This is the third major challenge: 23 states sued earlier, and a June injunction in the nurse practitioners' case already forced ED to temporarily expand the list to 29 programs.
thecollegeinvestor.com
u/investor100 — 7 days ago
▲ 3 r/TheCollegeInvestor

Last-Minute Tuition Gap: How To Cover It Before The Bill Is Due

  • As of July 1, 2026, Parent PLUS is capped at $20,000/year and $65,000 per student and some schools already are using a stricter $16,250/year limit.
  • Undergrad loan caps have remained the same at $5,500, $6,500, and $7,500 since 2008.
  • Before considering private loans, appeal your financial aid award and consider the tuition payment plan.
thecollegeinvestor.com
u/investor100 — 7 days ago
▲ 8 r/TheCollegeInvestor

Sallie Mae Report: Families Spent $34,019 On College Last Year, Up 10%

  • Average spending hit $34,019, up 10% YoY
  • Income and savings covered 49%, scholarships/grants 27%, borrowing 22%.
  • 33% of families appealed their financial aid offer; 70% of appeals resulted in more money.
  • 74% of families without scholarships never applied.
thecollegeinvestor.com
u/investor100 — 8 days ago
▲ 9 r/TheCollegeInvestor

Early Decision Lawsuit Moves Forward Against Amherst, Penn, Duke And 29 Other Colleges

  • Federal judge rules antitrust lawsuit against 32 colleges over early decision can proceed
  • Defendants include Penn, Duke, Dartmouth, Amherst, Columbia, Cornell, and Northwestern
  • The lawsuit alleges schools shared ED admit lists and agreed not to compete for those students, inflating tuition and weakening financial aid offers
thecollegeinvestor.com
u/investor100 — 8 days ago
▲ 54 r/TheCollegeInvestor

New York Fed: Student Loan Delinquencies Fall To 7.83% From 12.88%

  • NY Fed Q2 data: student loan balances fell $7B, while new serious delinquencies dropped to 7.83% from 12.88%
  • The widely reported 9.5 million default count made assumptions from ED data that ended in March 2026 but no official default numbers have been published since
  • The Fed's new report is the first independent read since March, and it shows new serious delinquency transitions falling sharply year over year
thecollegeinvestor.com
u/investor100 — 9 days ago
▲ 124 r/TheCollegeInvestor

Parent PLUS Loan Fairness Act Would Shift College Debt From Parents To Graduates

  • The child must be 18+, out of school at least 180 days, and demonstrate ability to repay (income, credit history, and debt-to-income are all reviewed) and the parent, child, and loan holder must all agree in writing
  • The parent is fully released after transfer, the loan keeps its original origination date, and any qualifying PSLF payments the parent made count toward the child's 120
  • The transferred balance would not count against the child's annual or aggregate federal borrowing limits
thecollegeinvestor.com
u/investor100 — 9 days ago
▲ 11 r/TheCollegeInvestor

93% Of Parents Will Help Pay For College As 529 Savings Hit A 20-Year High

  • New survey of 1,000 parents: 50% now use 529 plans
  • However, 71% still expect to borrow, including 21% via credit cards and 11% against retirement
  • Only 49% know unused 529 funds may be eligible for a tax-free Roth IRA rollover and only 58% know 529s can pay up to $10,000 toward student loans
thecollegeinvestor.com
u/investor100 — 9 days ago
▲ 5 r/TheCollegeInvestor

Student Loans For Quarter System Schools: How Borrowing Works

  • Annual federal Direct Loan limits are identical regardless of calendar: $5,500 freshman, $6,500 sophomore, $7,500 junior/senior, $31,000 lifetime for dependent students
  • On a quarter schedule that's roughly $2,500 per term instead of $3,750 per semester, so any gap between aid and the bill appears three times a year instead of twice
  • The summer quarter is the real trap since the standard aid year is fall/winter/spring, so summer coursework often has no federal eligibility left behind it.
thecollegeinvestor.com
u/investor100 — 10 days ago
▲ 1 r/TheCollegeInvestor

GAO: 94% Of College Sports Programs Lose Money And Students Help Cover The Gap

  • GAO analyzed NCAA financial data: DI programs spent $20.8B while only generating $13.1B in revenue and the median school's gap was $20.6M
  • Colleges had to supplement $7.2B from institutional funds and the GAO estimates a median of $8,500 per undergraduate over a four-year degree
  • 87% of Non-Power FBS schools already charge student athletics fees (median $550/year), and the only options are increasing fees or cutting programs
thecollegeinvestor.com
u/investor100 — 11 days ago
▲ 4 r/TheCollegeInvestor

24 Colleges Were Asked For Their AI Admissions Policies. None Produced One.

  • Student Defense's SHAPE AI Initiative filed requests in spring 2026 with schools including UC Berkeley, UT Austin, and Ohio State
  • Zero responding schools had an admissions-specific AI policy or AI training for admissions staff, while one disclosed it uses AI to recalculate applicant GPAs from transcripts
  • The group wants human accountability for decisions, transparency with applicants, and a ban on undisclosed AI use before this cycle
thecollegeinvestor.com
u/investor100 — 12 days ago
▲ 94 r/TheCollegeInvestor

SAVE Plan Lawsuit Update: Why Reviving REPAYE Faces Long Odds In Federal Court

  • Analysis of the Aug 7 filing in Havens v. Dept. of Education (the last SAVE shutdown lawsuit)
  • Plaintiffs argue vacating SAVE legally revived REPAY, and that ED's refusal to offer it is a "shadow repeal" without rulemaking.
  • ED's response: the Eighth Circuit already said REPAYE forgiveness shares SAVE's legal problem, two plaintiffs skipped the Dec 31, 2025 tax-free discharge window, and the non-tax harm is ~$55/month combined. Lead plaintiff would pay more under REPAYE.
thecollegeinvestor.com
u/investor100 — 12 days ago
▲ 99 r/TheCollegeInvestor

Boston University Makes Tuition Free For Families Earning Under $200,000 A Year

  • Families making under $200K pay max $20K/year, under $75K pay $0, no loans in aid packages (starting 2026–27)
  • Financial aid meets 100% of demonstrated need without loans for first-time, first-year US citizens and permanent residents
  • Tuition alone is $73,024, so full tuition is covered at every tier, while families over $200K are still told to apply since BU weighs circumstances like multiple kids in college
thecollegeinvestor.com
u/investor100 — 13 days ago
▲ 100 r/TheCollegeInvestor

Senate Bill Would Let 529 Savers Use $35,000 Tax-Free for a First Home Purchase

  • New bipartisan bill would let 529 plan beneficiaries withdraw up to $35,000 tax-free for a first-time home purchase
  • Modeled on the SECURE 2.0 529-to-Roth rollover: account must be open 15+ years, and contributions from the last 5 years are excluded
  • The $35,000 is a combined lifetime cap shared with the Roth rollover, so using one reduces the other
thecollegeinvestor.com
u/investor100 — 13 days ago
▲ 159 r/TheCollegeInvestor

New StudentAid.gov Banner Says PSLF Payment Counts Are Incorrect For Borrowers

  • Borrowers began seeing sudden drops in qualifying payment counts this week, some losing credit going back years; some received "Qualifying Payment Reduction Notices"
  • A banner now on account dashboards says the counts are incorrect, the department is working on the data issue, and an update is coming
  • In the meantime, download payment history, save ECF approvals, and screenshot the month-by-month tracker
thecollegeinvestor.com
u/investor100 — 13 days ago