3rd time fail. My first two were a disaster but I couldn't believe this. I walked back into the test center all confident because it felt like a great drive. I was expecting 2 or 3 marks. When he told me I failed I was like WTF. I was fit to.....
I feel like this is harsh. I hate this cycle.
What in the name of god are they doing at Raheny. The road adjacent to the center has building works with a new double yellow line in place so where the hell do you park.
Not to mention that the estimated invite date is now after Christmas. The test center is disgraceful.
I have two credit cards. I have them for security and to pay big bills (eg vet, family dinner). Most months I might use a few hundred quid. I clear it off on payday and in the 7 years Ive had them, I've never paid a cent in interest.
I'm applying for a mortgage soon. Will these be an issue? I'm saving my mortgage amount plus 20%.
I've been paying into my pension for 3.5 years. A C'S for 2.5 years. I'm not matching yet but I'm up to 15%. Will max once I get my house. For some reason they put my AVCs into a different product. Idk why,
I'm 30, and management fees are 0.8%. I've added a screenshot of a breakdown. I'm with Zurich. 73% in the dynamic fund and 27% in prsima 5. My portfolio risk level is 5, my assessed risk level is 7.
I think I know the answer to this question. Move everything to a 100% equity portfolio. The question is what product is best for this and do I wait for the S&P to drop 10%?
Hey guys,
Prepping for my driving test on the Raheny/Killester route and this specific junction has me totally stressed.
Approaching Dunluce Road, the left lane is a bus lane that finally breaks into a dashed line just before the lights. It looks and feels completely natural to move over into the left lane if you want to continue straight down the Howth Road/towards Castle Ave.
Worse, staying in the right lane feels like you are aiming your car directly at the pedestrian island and traffic light pole in the middle of the road.
Can someone clarify the correct lane discipline here so I don't get a Grade 3 on my test?
I've been saving for years to buy a place. I'm single so one salary. I'm there, finally there.nim applying for my mortgage in July, the numbers actually finally add up. Then the ECB decide to increase to put up rates just as I'm ready so I have to pay even more every month.
Meanwhile a friend locked in 3% for 5 years. I hate this housing BS.
I'm not quite mortgage ready, I'll be applying August. There's a new build development that launched recently and the house I would like is sold out. How often would cancelations happen? Is it foolish to even think it would happen.
I think I'll be ready to apply for my mortgage in July. I will be looking for about €300K so that's ~€1200 a month repayment. I was a bit messy with money end of last year so I decided to be strict. January, February and March I saved €2000. In April a sibling needed some money for education so I gave them €500 and could only save €1500. The 2k felt tight and life is just getting more expensive so it's going to be €1750 for May and June pay days. The last two before I apply, then I'll keep it at that until drawdown. I need the breathing room that 250 will bring.
My question will the bank make an issue out of the difference in amounts each month or take the average which is about 1800.
I'm using the first home scheme to buy a house. I'd rather not but it's the only way. I'm using the full 30%. House is 500K, I'm putting down 50K, mortgage of 300K, FHS of 150K.
I plan to stay here 5-7 years. It won't be my forever home. Does it make finance sense to buy more equity, overpay mortgage or both? My guess is repay FHS because houses are just going up
Besides seeing them physically being built beside you, how do you find out when new builds are launching? Is it literally just Daft.
I saw the Hubspot share price. $180. Down 55% this year and 78% from it's high in 25. How's moral in the company? Would you move there now, do you have faith it'll rebound?
I'm going to a wedding soon. I'm single. Money wise it's tight anyway and this is stressing me out. How much is an acceptable wedding present? Friends have told me 150-200 but I was thinking more like 100.'I already have to buy a suit, get transport, hotel, already paid for the stage. It's alot of money for someone I'm not as close to as I use to be
I'm buying a new build. No deposit paid or anything booked. I'm waiting for a development to appear on Daft. I'm curious how long it takes from confirming your house to getting the keys. I live at home,so unlike alot or people the longer it takes the more money ll have to get the place kitted out.
At 30, I'm buying a new build and finally leaving my folks house. I've never lived outside the family house. I know there will be alot of costs and a big change coming but I'm sure there's things I've never thought of.
Obvious ones are mortgage and house costs like tax, insurance, management fees, mortgage protection, bins, electricity bill, broadband etc. What will shock me that I have to pay?
I'm looking to buy my first property soon. I'm 29 (nearly 30) currently rent in Portmarnock. My budget is 400 K or (500k for new builds). I've been considering Donabate and Swords as it's not far from where I'm currently living and I can't afford to buy in Portmarnock. I'm from North Dublin so I'm comfortable here.
Both towns seem like there's alot of people without resources. However that's probably normal now days. I currently mostly work from home but there's no guarantees that it'll be like that forever so the train line in donabate appeals to me. It's only 2 more stops than where I am currently.
Donabate doesn't seem to have much going for it. One pub and supermarket. One road. But it has a beech. Swords feels vast and different areas could be very different.
I haven't spent much time in either. I'm a bit overwhelmed with choice. Any opinions on either?