u/jcipae

We got a rate of 5.625 on a condo (!!) last month through Mutual of Omaha and were supposed to close this week. Our mortgage broker did a terrible job and submitted the docs for approval very late. The lender just rejected the loan for non-warrantability and gave an excessive list of documentation they need. Another condo just got approved for a conventional loan in March, meaning another lender found it warrantable.

In an email from the lender to the broker that we saw, but were not the intended audience, the lender said that they should present this to us as not contestable.

Am I crazy for thinking they are trying to get out of this rate? Any suggestions on how to get the loan at this rate, now that rates have jumped?

We got a rate of 5.625 on a condo (!!) last month through Mutual of Omaha and were supposed to close this week. Our mortgage broker did a terrible job and submitted the docs for approval very late. The lender just rejected the loan for non-warrantability and gave an excessive list of documentation they need. Another condo just got approved for a conventional loan in March, meaning another lender found it warrantable.

In an email from the lender to the broker that we saw, but we're not the intended audience, the lender said that they should present this to us as not contestable.

Am I crazy for thinking they are trying to get out of this rate? Any suggestions on how to get the loan at this rate, now that rates have jumped?

If you have neuraloop and other relics, and you want a good objective revealed, can you cycle through multiple times by purging relics until you get the objective you want, or can you only use it once per objective reveal?