u/justlurkingaroundatm

▲ 87 r/SCHD

Increased Dividend

I'm trying to better understand how SCHD's dividend growth actually works.

From what I've found, SCHD has increased its annual dividend by about 9.2% per year on average over the years.

How should I think about that in practice?

- Should I take the dividend paid per share each quarter, multiply it by four to estimate the annual dividend, and then expect that annual amount per share to grow by roughly 9% each year (on average)?

- How does this relate to the ETF's dividend yield? If the dividend grows, why doesn't the yield always increase by the same amount?

For example, if I invest $100,000 in SCHD today and, based on today's dividend, expect to receive X dollars per year, is it reasonable to expect that next year I'd receive about 1.09 × X, and the following year about 1.18 × X (assuming I don't buy additional shares and ignoring taxes)?

I realize there's no guarantee, but I'm trying to understand the general mechanics behind the reported dividend growth rate.

Thanks in advance.

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u/justlurkingaroundatm — 3 days ago