u/kartikguptaij

I am 24 and recently started investing. Over the past few days, I invested around ₹10 lakh, and another ₹8 lakh was invested earlier in September 2025.

Lately, I’ve been feeling uncertain and worried that I may have made some major mistakes, especially considering the current geopolitical tensions and my mutual fund selections. I would really appreciate some guidance or suggestions on whether my approach seems sensible and what I should be careful about going forward.

Risk tolerance: Moderate to moderately high
Investment horizon: Long term (10+ years)

I’m still learning about investing, portfolio allocation, and risk management, so any constructive feedback or suggestions would be genuinely helpful.