u/kaskasanbuddies

Got a gadget wishlist? KKB joins Digital Walker’s 20th with deals worth checking out

KasKasan Buddies is joining Digital Walker’s 20th anniversary celebration this August 21 to 23 at the Glorietta Palm Drive Activity Center, where shoppers can check out anniversary deals, games, giveaways, and financing offers.

The event, which is open to the public for free, will feature special offers on gadgets and lifestyle products, including discounts, add-ons, bundle deals, and products priced at anniversary rates.

For KKBuddies, here are some of the card and payment promos worth checking out during the celebration:

1. UnionBank
Get 20% off selected items plus another 20% off a second selected item when using a UnionBank credit card at Digital Walker stores. Qualified cardholders can also pay for purchases in up to 24 months through UnionBank PayEasy.
Valid August 1–31, 2026. Terms and conditions apply.

2. Security Bank
Get up to ₱2,000 worth of eGC when using a Security Bank credit card for qualified 12- or 24-month Charge Now, Pay Later transactions.
Valid August 1–31, 2026. Terms and conditions apply.

3. GCash / GGives
Apple shoppers can pay through GGives at 0.9% interest for 12 or 24 months, with a minimum spend of ₱15,000.
Valid August 1–31, 2026. Terms and conditions apply.

4. Metrobank
Get up to ₱9,000 cashback through qualified 0% installment or Shop Now, Pay Later transactions using a Metrobank credit card. Registration is required before spending.
Valid August 1–31, 2026. Terms and conditions apply.

5. Home Credit
Shoppers can also receive freebies from Home Credit when purchasing through the financing service during the anniversary event.
Valid August 20–23, 2026 at Digital Walker Glorietta 2. Terms and conditions apply.

Aside from the payment deals, Digital Walker's anniversary lineup includes ₱20 add-ons, ₱2,000 discounts on selected bundles, products with prices ending in 20, and its 20 Drops deals. The Glorietta celebration will also feature games, technology showcases, giveaways, and raffle prizes worth up to ₱70,000.

And if you're heading to the event, look out for the KKB booth. KasKasan Buddies will be there as Digital Walker celebrates two decades of bringing tech and lifestyle products to Filipino consumers.

Walk Into the Future: Digital Walker’s 20th Anniversary runs from August 20 to 23 at the Glorietta Palm Drive Activity Center.

PisoLit Meets KasKasan Buddies: BSP and KKB Launch Collaboration to Bring Financial Education Closer to More Filipinos

On August 4, 2026, the Bangko Sentral ng Pilipinas and KasKasan Buddies formally launched an educational collaboration at the BSP Head Office in Manila, bringing PisoLit — BSP's official financial education platform — directly into KKB's community of over 2 million Buddies. BSP Deputy Governor Bernadette Romulo-Puyat said the goal is to help Filipinos understand financial products, know which features fit their needs, and learn how to manage risks through platforms where they're already having these conversations.

Under the collaboration, BSP and KKB will jointly develop and distribute plain-language educational content through KKB's channels, covering how financial products work, which ones fit specific needs, and how to guard against risk. This follows a string of 2026 partnerships for KKB, including collaborations with CCAP (March 6) on responsible credit card use, FinTech Alliance PH (March 11) on digital literacy and scam protection, and CICC (July 20) on consumer protection against digital financial crime.

#KasKasanBuddies #KKBNews #BSP #PisoLit

BPI waives PESONet fees for BizLink bank transfers

Businesses can now cut the cost of routine bank transfers as BPI BizLink removes PESONet fees for corporate clients, including companies that regularly pay recipients outside BPI.

The fee waiver took effect on August 1 and automatically applies to both new and existing corporate accounts using BizLink's Pay Non-BPI feature.

For companies handling frequent disbursements, eliminating the transfer charge can translate into savings on recurring operational expenses.

Businesses can also send payments to suppliers, service providers, employees, and other beneficiaries with accounts at other banks through PESONet.

The move is part of BPI's effort to reduce digital transaction costs. In July, the bank also announced the permanent removal of InstaPay and PESONet fees across its BPI app, online banking, VYBE, BanKo, and BizKo platforms.

BPI said the fee waiver is intended to help businesses redirect resources toward growth while keeping their day-to-day operations more efficient.

BizLink also gives companies different ways to schedule their payments. Pay Now handles immediate transfers, Pay On lets businesses schedule payments for a future date, while Pay Every can be used for recurring disbursements.

The fee waiver comes as the Bangko Sentral ng Pilipinas promotes reasonable, market-based pricing for electronic fund transfers under Circular No. 1238.

How to Request Your CIC credit report

Para hindi ka ma-panic, here's a quick breakdown kung paano kumuha ng sarili mong CIC credit report.

Una, pumunta sa official CIC website o accredited financial institution channel. Pangalawa, i-ready ang mga government-issued valid ID at personal details mo. Pagkatapos, i-submit ang online application form at i-verify ang identity mo. Sa huli ang pagtanggap mo na ang credit report mo.

Take note na gamitin lang ang official channels ng CIC. Huwag magtiwala sa mga third-party sites na nangangako ng credit report para sa bayad o humihingi ng sensitive info mo.

Simple lang 'yan. Alam mo na ngayon paano makuha ng credit report mo.

#KasKas101 #KasKasanBuddies

52 Week Ipon Challenge (Digital Bank Edition)

Kaya mo ba mag-ipon ng ₱10 lang sa Week 1, tapos dagdagan ng ₱10 kada linggo?

Para hindi ka magulat, here's a quick breakdown ng 52 Week Ipon Challenge gamit ang digital bank.

Simple lang ang mechanics. Magsisimula ka sa ₱10 sa Week 1, tapos ₱20 naman sa Week 2, patuloy hanggang Week 52. Sa High Yield Savings Account (HYSA), may 6% p.a. interest ka pang kikitain habang tumataas ang laman ng alkansya mo. Sa Week 51, aabot na ang accumulated savings mo sa ₱13,260 na may ₱273.62 interest. Pagdating ng Week 52, makikita mo na ang grand total mong ₱14,069.80.

Tandaan, ang interest rate ay maaaring magbago anumang oras, kaya laging i-check ang official rates sa app mismo.

Konting disiplina lang, may big savings ka na.

Waived Annual Fees for Life with the HSBC Live+ Credit Card! ✨

Apply for a new primary HSBC Live+ Credit Card as a new-to-bank applicant from August 1 to 31, 2026. Once approved, enjoy no annual fees for life when you spend ₱60,000 within 60 days from card approval and register to the HSBC Philippines app.

Plus:
✨ Earn up to PHP22,200 cashback per year on dining, shopping, travel, and entertainment spend
✨ Enjoy privileges for a premium lifestyle card

No annual fee forever on your HSBC card and apply via KKB today!
HSBC Live+: https://go.kkbuddies.com/HSBCLive-NAFFL2026Aug

For new-to-HSBC Credit Card holders only. Welcome gift auto-applied with NAFFL. T&Cs apply. Promo details: https://offers.hsbc.com.ph/projects/cc-acqui-ffl/files/2026-Digital-Live+-FFL-July-2026-Terms_Conditions_with-DTI.pdf

HSBC Philippines is regulated by the Bangko Sentral ng Pilipinas.
T&C apply. Per DTI Fair Trade Permit No. FTEB-264027 Series of 2026.
#KasKasanBuddies #HSBC #HSBCLivePlus #NAFFL #WaivedAnnualFee #Cashback

Wise now allows Filipinos abroad to receive Philippine peso through InstaPay, PESONet

Filipinos living abroad and other global users can now receive Philippine pesos through Wise using InstaPay and PESONet, without opening a traditional local bank account or visiting a physical branch.

Wise customers can get PHP account details to share with employers, clients, friends, or family members who are sending them money in pesos. The service adds to Wise's existing support for major currencies such as the US dollar, British pound, and Australian dollar.

The feature can be useful for Filipinos working overseas who still need to receive money in the Philippines, as well as freelancers and other workers dealing with employers or clients across borders.

Wise has also expanded how customers can spend money locally. Users can now pay merchants through QR Ph directly from their Wise balance, whether they hold PHP or another supported currency.

This means foreign travelers visiting the Philippines can also make QR payments without needing to open a Philippine bank account or set up a local e-wallet. Freelancers receiving income from overseas clients can also use Wise's Auto Conversion feature to convert funds automatically when their preferred exchange rate is reached.

Small businesses also get a higher receiving limit, as Wise Business customers can now receive up to ₱500,000 in real-time domestic payments through InstaPay, which the company said can help businesses manage payroll, inventory purchases, and supplier payments.

The expansion comes as more Filipinos manage money across borders. Wise cited its own research showing that while 81% of Filipino consumers said they understood the cost of international payments, only 20% were aware of hidden foreign exchange fees.

The company also estimated that Filipino consumers paid ₱8.37 billion, or about $146 million, in hidden foreign exchange fees in 2023.

KKB Exclusive Offer: Get a ₱3,000 eGift with the UnionBank U Platinum Mastercard! ✨

Apply from August 6 to 31, 2026, get approved, and spend just ₱1 within 60 days from approval to receive a ₱3,000 BONUS eGift, redeemable via Giftaway.

Enjoy this on top of the benefits that come with your card:
✨ Zero Annual Fees for Life on your principal and supplementary cards
✨ No Late Fees and No Overlimit Fees
✨ 10% Rebate on your total cash and retail interest when you pay at least the minimum due on time

Ready for your ₱3,000 eGift reward with the UnionBank U Credit Card?
Apply now: https://go.kkbuddies.com/UBUM

For new-to-UnionBank Credit Card holders only. See full terms & conditions: https://www.unionbankph.com/r/flash2tc

UnionBank is regulated by the Bangko Sentral ng Pilipinas.
Per DTI Fair Trade Permit No. FTEB-257635, Series of 2026.
#KasKasanBuddies #UnionBank #UBFlashDeal #UVisaPlatinum #Mastercard

Metrobank app users get four new anti-scam tools to protect their money

Digital banking users now have more ways to secure their accounts, from temporarily blocking transactions after security changes to checking a recipient before sending money.

Metrobank has rolled out four security features in its mobile app that give customers additional control over their accounts and add safeguards against unauthorized transactions.

The four features include:

*1. A 24-hour Cooling-Off Period*
Customers get an automatic 24-hour safety buffer whenever critical security settings, such as their password or registered device, are changed. Transactions through the app are temporarily disabled during this period.
The feature gives customers time to spot suspicious changes, secure their account and report unauthorized activity before funds can potentially be moved.

*2. Money Lock for savings*
Customers can instantly lock part or all of their available balance through Money Lock. Locked funds cannot be transferred or used for transactions, including scheduled transactions, until the customer unlocks them.
Metrobank advises users to keep enough funds available for upcoming scheduled transactions before using the feature.

*3. Geolocation checks*
The app can check whether a transaction is being initiated from the customer's registered mobile device and its location. Unusual activity can then be flagged as an additional safeguard against unauthorized transactions.
The feature operates in the background during normal use.

*4. Payee Verification*
Before customers complete a transfer to another Metrobank account, Payee Verification displays a masked version of the recipient's registered account name.
This gives users an opportunity to confirm that the money is going to the intended recipient before completing the transaction, helping reduce mistakes caused by incorrect account details.

What customers need to do

Customers can access the features by updating to the latest version of the Metrobank App. The new safeguards are part of Metrobank's efforts to strengthen digital banking security amid evolving scams and the government's implementation of the Anti-Financial Account Scamming Act (AFASA).

According to the Bangko Sentral ng Pilipinas, scammers are increasingly targeting bank customers through phishing, account takeovers and identity theft, which accounted for 76% of reported cyber fraud losses in 2025.

The new tools, however, do not replace basic precautions such as avoiding suspicious links, protecting account credentials and verifying recipients before sending money. Instead, they add additional checkpoints that can help customers detect or stop potentially unauthorized activity.

HSBC Business customers can now transfer up to ₱500,000 via InstaPay

HSBC business customers can now move larger payments in real time, giving companies more room to handle payroll, supplier payments, refunds, and other transactions.

Businesses using HSBC Philippines can now transfer up to ₱500,000 per transaction through InstaPay, up from the previous ₱50,000 limit, according to a report by BusinessWorld.

The higher limit means HSBC business customers can now move larger amounts through InstaPay in a single real-time transaction.

The new InstaPay for Business service is available to customers using business or corporate accounts, who can now send money to individuals or other businesses in real time, with no daily transaction or total-value cap.

Companies can use the service for payroll, loan disbursements, insurance claims, employee incentives, supplier payments, wholesale transactions, and inter-company transfers.

HSBC is the sixth financial institution to offer InstaPay for Business and the first international bank in the Philippines to join the service, according to data cited by BusinessWorld.

The service recorded more than 10,000 transactions worth ₱734.32 million during its second-quarter 2026 pilot, based on Payments Network of the Philippines data.

Thinking about getting a RCBC Credit Card?

From rewards and cashback to travel perks and gas rebates, RCBC has a card for every lifestyle and spending goal! Which RCBC card fits your needs best? 👀

Apply for your RCBC credit card that fits your lifestyle! https://go.kkbuddies.com/m/RCBC

Download the KKB App today!
https://www.kaskasanbuddies.com.ph/download?source=reddit

All links are direct-to-bank. KasKasan Buddies does not store your info. Which card would you swipe?

Credit Information Corporation (CIC) explained

Para hindi na nakakalito, here's a quick breakdown kung ano ang CIC.

Ang CIC o Credit Information Corporation ang opisyal na credit bureau ng Pilipinas. Dito naka-record ang timely payments mo, mga na-miss na bayad, pati na rin ang existing debt mo. Pwede itong tingnan ng mga banks, telcos, ilang employers, at iba pang lenders.

Ang hindi alam ng marami, hindi lang credit card ang naka-link dito. Kahit loan o phone plan application mo, pwede ring mag-trigger ng CIC check. At heads up, ang late payments ay nananatili sa history mo nang hanggang 3 years.

Simple lang 'yan. Alam mo na ngayon kung bakit importante ang timely payments.

#KasKas101 #KasKasanBuddies

Why should you try a Digital Bank? Time is Gold!

Here's a quick breakdown ng time-cost ng traditional bank and sa digital bank.

Sa traditional bank, may byahe ka pa papuntang branch (1 hour) tapos may pila ka pa sa loob (at least 2 hours). Kung dalawang beses kang pupunta kada buwan, umaabot na 'yan ng 84 hours sa isang taon. Halos 3.5 buong araw, ubos sa byahe at pila lang.

Sa digital bank, zero minutes na lang. Mag-transact ka kahit saan, kahit seconds lang.

Take note na sample computation ito for illustration. Both traditional at digital banks may kanya-kanyang benefits depende sa pangangailangan mo.

Thinking about getting a BPI Credit Card?

From rewards and cashback to travel perks and gas rebates, BPI has a card for every lifestyle and spending goal! Which BPI card fits your needs best? 

Apply for your BPI credit card that fits your lifestyle! https://go.kkbuddies.com/m/BPI

Download the KKB App today!
https://www.kaskasanbuddies.com.ph/download?source=reddit

All links are direct-to-bank. KasKasan Buddies does not store your info. Which card would you swipe?

Where can I pay my Metrobank credit card?

Hindi ka na kailangang pumunta pa sa branch para magbayad. Marami ka nang options ngayon.

• Mobile app - Metrobank, My CBC, PSBank, BDO, RCBC, PNB, HSBC, HelloMoney, BPI, Landbank, Security Bank, UnionBank, EasyWest, Vybe by BPI

• E-wallets / Digital Banks - GCash, Tonik, Uno Digital Bank, Maya, GoTyme, CIMB

Basta bayad ka before due date. Tama ang details at screenshot mo lagi ang resibo.

I-save mo na to para di ka na magtanong ulit kung saan magbabayad.

Travelers can save on overseas spending with GCash Card’s 0% Forex Fees

Travelers using their GCash Card abroad can enjoy 0% Forex Fees, giving them one less card charge to account for when paying for purchases in foreign currency.

Foreign exchange fees are charges added when a card is used for a transaction in a legal tender different from the card's home currency.

GCash said these fees typically range from 1% to 3% among credit and debit cards, which means the cost can accumulate as travelers make multiple purchases throughout a trip.

For example, a traveler who spends the equivalent of ₱50,000 overseas could pay an additional ₱500 to ₱1,500 if their card applies a 1% to 3% forex fee. With the GCash Card's 0% Forex Fees, that particular charge is removed from the equation.

The feature can be useful for both larger purchases and everyday travel expenses, including meals, transportation, shopping, and other essentials, positioning itself as a go-to option for Filipinos who want more efficient budgeting.

The 0% Forex Fees feature takes effect August 15, according to GCash.

PNB's First-Ever JCB Platinum Credit Card Is Here! ✨

PNB marks its entry into the JCB network with the PNB JCB Platinum, its first-ever JCB credit card, packed with premium perks for cardholders who want more from every swipe.

✨ Automatically convert eligible online purchases into a 3-month, 0% installment plan (one-time processing fee applies)
✨ Earn points faster when you shop in Japan
✨ Up to 14 complimentary airport lounge visits worldwide
✨ Unlock exclusive JCB Platinum privileges and curated campaigns
✨ Free annual fee for life on all PNB Supplementary Credit Cards

Read more about this exciting PNB x JCB alliance: https://www.global.jcb/en/press/2026/202606291100_alliance.html

PNB is regulated by the Bangko Sentral ng Pilipinas.
#KasKasanBuddies #PNB #JCBPlatinum #PremiumRewards #TravelPerks #NewPartnership #JCB #JCBPH

KasKasan Buddies App Update: Version 1.0.3

The latest version of the KasKasan Buddies App is now available. Several new updates. Mas maraming tools, mas malinis ang UI, at mas maayos ang system para sa mas magandang experience mo araw-araw.

System Enhancements:
Naayos na ang promo filtering. Android-specific cleanup na rin. Plus may bagong update pushing para sa mas maraming fixes — most issues ay na-address na.

New at Improved Financial Tools:
Bagong calculators na ngayon — savings goal, loan amortization, retirement planner, at emergency fund calculator. Naayos din ang income calculator at may additional enhancements pa. HYSA tiering ay may UI adjustments na rin para mas malinaw ang mga tiers.

UI at Navigation:
Bagong UI para sa Maps — mas malinaw ang names at grouping. Updated na rin ang Maps sa Promo details. KKBudget refresh fix, smoother transitions, at updated navigation bottom bar.

We are committed to continuously improving the app based on your feedback. For suggestions or support, please reach out to us at app@kaskasanbuddies.com.ph.

#KasKasanBuddies #KKBAppUpdate #KKBApp #FinancialLiteracy

Review subscriptions regularly & Avoid impulse buys

Para mabawasan ang silent na leaks sa budget mo, here's a quick breakdown ng dalawang habits na kailangan mong simulan ngayon.

I-review ang subscriptions mo regularly:
• Ilista lahat ng recurring payments mo
• I-cancel ang hindi na ginagamit.
• I-consolidate ang family plans kung posible at hanapin ang annual payment discounts para makatipid pa.
Bakit? Nakakatulong ito sa cashflow at nagbe-free up ng pera para sa savings at investments.

Iwasan ang impulse buying:
• Mag-wait ng 24 hours bago bumili ng malaking bagay para mas malinaw ang desisyon.
• Gamitin ang budget app para ma-track ang daily spending at ma-identify ang mga "leaks."
• Para sa non-essentials, subukan ang cash payment para mas ma-feel ang gastos at makapag-isip nang dalawang beses.
Bakit? Nagdudulot ito ng mas mindful spending, mas mataas na savings, at mas mahusay na budget discipline.

Simple lang 'yan. Ang matalinong paggastos ay hindi pagiging kuripot, bagkus pagiging intentional.

#KasKas101 #KasKasanBuddies

Pag-IBIG members get stronger savings, housing prospects as fund earns ₱41.35B

Pag-IBIG Fund's stronger finances could mean more room for member dividends and affordable housing loans.

Pag-IBIG Fund posted a record ₱41.35 billion net income in the first half of 2026, up 24% from the same period last year.

The stronger earnings could eventually translate into dividends on Pag-IBIG members' savings, as the agency returns a substantial portion of its annual net income to members.

The fund also continues to make home financing more accessible. It has lowered its housing loan rates and raised the maximum housing loan amount to ₱10 million, giving members more room to finance a home.

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta said the agency remains focused on managing members' savings prudently while providing affordable housing financing.

“We continue to manage every peso with utmost prudence and seek the highest possible returns, while providing affordable home financing under Expanded 4PH,” Acosta said.

The fund's total assets also climbed to ₱1.32 trillion as of June 30, up more than 6% from the end of 2025.