Is it logical to go with 10 percent instead 20 percent deposit for buying a house
I have 90000 saving and wife has 40000. We want to buy 650k house. I know we need to have an emergency fund. However, due to high saving every month that is not a big issue. Anyway what do you do if you were on my shoes? Do you start with 10 percent and aggressively reduce principal to reach 20 or go with higher percentage from start?