u/kmpor3172

I have been running both utility and attach enhancement coin discount lab since I unlocked them. Currently in the mid 60’s but it is really starting to slow down. I was planning on just having this in 2 slots until they are done but now I am questioning if it is worth it. I have been playing for 4 years so my labs are in a really good spot. But I don’t want to waste my time. I have workshop respec unlocked. How often do yall recommend I respec my workshop to unlock more coins from the discount levels?

So my wife has loans that were distributed in 2011 for undergrad. We started pharmacy school in 2014 so all of those loans are after the cutoff for IBR to be 10% instead of 15%. She never consolidated her loans. If she pays off the loans before 2014 will she be eligible for the 10% IBR?

As to why we are trying to avoid RAP we are concerned about the on time payment aspect for autopay during holidays, weekends etc (at one point I had seen we were waiting for clarification but I haven’t seen an update) also about if switching to another idr plan those payment counts wouldnt count towards discharge if switching back to RAP. We are on the pslf track but we want to make sure we have options open for other discharge if things get crazy with the new Medicaid rules coming in Jan.

I am currently farming with mvn and a farming dc in my ass slot. I have gcomp in my ass slot as well. I know late game people are moving away from mvn farming. I was using the mvn calculator and if I don’t use mvn I lose out on pGT. If I also switch from gcomp to SH then I lose out on pbh as well. I guess my questions are when do people normally make this transition? Which mods are people using instead? Dc/pcol? Were people able to still see an increase in coins even if they didn’t end up having pGT? Or is having pGT necessary to make the transition? Or is this more of a move to be able to increase to like t20 farming? I am currently farming t18 to 6000 waves.

I have some serious concerns about the new change to the way thorns works with fleets. Going from 10-15% seemed fine until it went from absolute health to remaining health. Huge nerf for ehp and for attack disco runs. I don’t really see a way these will die if you are doing an attack disco run. Am I missing something?

Hello, I am hoping to get some guidance. Our hvac stopped working last Friday. The thermostat was set to cool and to start cooling at 73. It got all the way up to 78 and still didn’t kick on. The mode is set to cool, it says it is cooling but no air comes through and the unit outside did not kick on. I tried setting it to heat and bumping it up to 82 (just to try and kick something on), waiting 5 minutes for the blinking heating to stop blinking and stay lit, and again nothing kicked on. I am not sure if my thermostat is bad or something else is wrong. Things I have tried: taking out thermostat batteries and replacing them, turning off breakers to furnace and ac and turning them back on after 5 minutes, hitting the reset button on the thermostat. I also verified the switch next to the furnace was not accidentally turned off. From a quick google search I have seen things say that it could be a bad thermostat or a bad capacitor. Was hoping to get more advice or options. Or is this just something I should have someone come check out?

Thank you