u/les01004

Hi, I ordered M3 Premium RWD.

I wonder if there is any benefits of financing despite the 5% interest.

My income is over 150k CAD so either way works for me... but I dont have 45k CAD in hand which means I will need to sell my stocks in TFSA. I guess losing the TFSA contribution room is a big loss but I still think 5% interest is pretty huge... Also my credit score is 830.

Gemini and Claude failed to convince me to finance the car. Does anyone have a good reason for financing?