My wife lost her portion of our marketplace healthcare plan despite what we were told

So this morning my wife and I got our healthcare plan through the Maine marketplace for 2025 and 2026. I signed up the both of us with one account via coverme.gov although I have a silver plan and she had a bronze plan. I'm unclear if this is intentional or something I did but we have separate accounts that are also separately paid. Even though I control the coverme account and we're both on it, our actual insurance seems to be separate. We're in a period of financial problems and one of the things we did was take our insurance off of auto-pay. Possibly of importance but I am unemployed applying for disability and have a APTC on the account for my insurance portion. Also not sure if this matters but it is an insurance company that specifically covers New England states (not sure if I'm supposed to/allowed to name names or not)

Earlier this month my wife called in about being behind and what the grace period was. She was told that the grace period was 3 month/90 days and that since she was only in her first 30 days, she should be fine. Since I have a settlement payment on the horizon, she decided to at least pay the last month's premium but crucially made a slight mistake and underpayed her monthly premium by $2.14. We found out it was a mistake and that "partial payments" don't count at all because she got an email that her insurance was cancelled (or she logged into her account and saw it. I'm not 100% sure and she's currently at work). We called to see what happened and was told by the representative that she only had a 30 day grace period, not a 90 day period. We submitted a payment for the missing two dollars but since the coverage was already cancelled paying the balance wouldn't do anything to reinstate the coverage. She also had one unread message but it couldn't be opened and just said she no longer had permission to view it, even though she could view any and all of her previous messages. My only thought here is that the account being linked to me or my coverme account flagged it for the ATCP which gives a 90 day grace period instead of the usual 30 day one.

Is there anything we can do about it? My thought is the call lines are recorded so they should still have record of her previous call, could that be used to re-activate their account as long as we pay the balance due? I don't think losing insurance can be used as a special event for signing up for a new package. Worst case scenario we cross our fingers she stays healthy and just sign up again during open enrollment but I'd like to try and keep her coverage if we can. Secondary to that, her employer doesn't offer health insurance itself but they do give their employees extra pay specifically for insurance coverage. I don't remember exactly how it's worded but its basically like a grant or bonus in place of offering full health coverage since the company is a smaller local business and isn't legally required to offer insurance itself. Thanks!

As an aside, it feels perfectly fitting for the American insurance industry to cancel coverage over literally two dollars though. I understand that it isn't the amount that matter for something like this but two dollars feels like such a kick in the pants

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u/loki2113 — 18 hours ago

Fang Yao confusion

So I'm playing through for my first time fairly blind. I'm probably around 50 hours in and I just finished exploring the Bo Capital. I came upon the Shrine Dwelling section and it said I needed a ring to progress.

The reason I say fairly blind because I have looked up a few NPC dialogue choices because needing to replay a big soulslike if I accidentally said or agreed to the wrong thing. I scour areas and will go back to make sure I've explored all paths and talked to all NPCs. I'm not 100% certain if I found everyone and done everything right because while I distinctly remember getting her questline to the point where I found her at the Shaft Entrance and agreeing to "save" Fang Ling and meeting her in the Wedding Hall.

My confusion comes from the fact that I read on IGN that I should have found her alongside He Youzai but I don't remember seeing that when I checked the teleporter menu for active NPC quests in any of the areas before I went back to the storyteller and moved to act 4. Another thing that's weird is guide also says I should have gotten her armor set but I don't have that.

I could have sworn I talked to her and I don't see any reason I wouldn't have while double checking areas and the teleporter menu while playing. Did I just complete miss something without realizing it or is it some sort of bug? Also since I'm already near the end of the game, does that mean I've likely missed something major/the best/true ending for this playthrough?

P.S. if this playthrough is porked, where exactly do I go? For shrines I have Capital Entrance, Depths of the Capital, and Shrine Dwelling for the Bo Capital. For the Rise in Ruins I have Annalum, Vegetable Garden, Palace Pass, Palace Entrance, Bo Shrine, Shu Sanctum, Reverent Temple, and Burning Cavern. I defeated Feathered Honglan also Bo Magus, I gave the Emerald Pick to the Taoist/doctor, summoned him for the emperor fight if that matters and he also laughed about being closer obtaining his ascension after the fight which gave me weird vibes. I plan on doing another playthrough regardless but was hoping I'd get the good ending.

Thank you for any help!

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u/loki2113 — 3 months ago

Is autocorrect getting worse for anyone else?

I swear for at least the last year or two, my autocorrect has just completrly gone to shit. Does it occasionally get it right and fix thjngs? Sure but it feels like it either overly corrects sometjing or just doesnt correct it at all. Like any word 5 letters or less generally doesnt get fixed but if its over 5 letters then autocorr3ct is liable to either change it to a completely incorrect as a "fix" or will hust not fix the word

I swear the mistakes in the paragraph were not intentional but I figured not fixing them helped my point

*Small edit, I'm an Android user if thst matters

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u/loki2113 — 3 months ago

Sneezing is genuinely hellish sometimes

Lately as allergy season rolls in, I've been sneezing from time to time. Most of the time, it's a normal sneeze and I grab a tissue if needed and move on with my day.

Sometimes though, maybe 10-15% of the time a sneeze aa absolutely horrible. I'll sneeze and it's like the sneeze reverberates through my whole body. My joints and stretches of nerves around my body get this really sharp pain. Sometimes its just my arms/hands and other times its large portions of my body.

I can't really figure out a cause or reason for the pain nor where it hurts. Has anyone else experienced this?

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u/loki2113 — 3 months ago
▲ 0 r/obs

So I was streaming as a vtuber but I found that the model restrictive to how I wanted to stream and I don't think I really mesh as well with vtuber culture as I thought. So I was going to start livestreaming using a camera I already had but I was using iphone 13 for vtube studio. I had an idea where I stream with regular camera while using both cameras to record so I get both resolutions if I wanted so I would more easily be able to format youtube shorts/shortform content or standard content. Is that possible with OBS? Thank you for any help!

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u/loki2113 — 4 months ago

I'm replaying Ragnarok and I've noticed Ingrid is not only incredibly strong but also extremely quick witted. Yeah you can command it to slash as your companion during combat but it truly shines during cutscenes.

Ingrid immediately sensed Atreus was good like her previous "owner" (feels weird to say that about a senient object) and not wicked/cruel like Odin is. It immediately got his attention and Atreus quickly picked up on it and asked Odin about it. Odin let Atreus take it so that Atreus would feel grateful, trust Odin more, like he owed Odin a favor, or all of the above. However I have a theory Odin didn't know how strong Ingrid really was because I bet Ingrid wouldn't perform at its peak for Odin likely because Odin tricked Freyr (although it sounds like he deserved it for giving Ingrid up so easily imo).

Of course Ingrid's biggest feat was when >!it was able to hold off Surtr's giant realm destroying sword attack possibly with the help of Freyr!< however it was just as strong on its own. It helped Atreus through Muspelheim and Helheim but the trip to Niflheim is where Ingrid shines. During the bar fight scene, Ingrid was incredible. It immediately gave Atreus his bow and arrows when the fight starts. Over the course of the fight, Ingrid assists Atreus even though you can't command it as usually because Ingrid was also containing Thor and Mjolnir. In quick cutscenes, it saved Atreus several times and also carried Mjolnir. Near the end, when Atreus finally gets his arrows back, you can watch Mjolnir and Ingrid clashing next to the fighting. I thought Ingrid blocking Mjolnir when Atreus was backed into a corner by Thor was a one off thing since Mjolnir is so strong.

I never noticed how strong Ingrid was on its own and figured the >!Surtr block was more of a Freyr feat than an Ingrid feat!< but now I'm not sure. I would say Ingrid is easily as strong as Mjolnir, the Leviathan Axe, and the Draupnir Spear. I'm not sure when it comes to the Blades of Chaos since their power level seems to fluctuate to whatever level the story needs it to be. What I want to know is who the hell crafted Ingrid and how did they give it sentience? Mjolnir/Leviathan recalling and the Blades of Chaos always returning to Kratos is one thing but sentience is pretty crazy. I would say the only candidate we know of is the Lady of the Forge but what do you all think?

TL:DR Ingrid is crazy strong and combining its strength with the fact that it is also sentient, I wonder how it was crafted and who crafted it

P.S. I tried to refer to Ingrid as "it" since it doesn't have an obvious gender but is it weird to say I want to call Ingrid a she? My only reasoning is because Freyr only relinquished it when he found the "love of his life"

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u/loki2113 — 4 months ago