What to do
I am not sure what to do. My 120 qualifying payments will happen in February 2027. I will have had my loans placed in SAVE forbearance since September 2024. I will have 26 total months that will be in forbearance. Depending on how they calculate my buyback that could be a hefty amount to buyback and my new IDR repayment is roughly $1200 per month. Do you just keep paying on my student loans beyond when my 120 qualifying payments are or do I try to buyback and hope my buyback is reasonable?
u/ludow012 — 3 days ago