People love to use me for some reason
Forgot to add my picture the first time I posted this oops! Anyway, just woke up from my car sleep at the gas station surviving on ramen and cigarettes while I figure out what the fuck to do
Stupid me decided to co-sign a loan for an ex-buddy of mine when I was 20, and he was 31, so that he wouldn't go homeless after he got evicted from his last apartment. He lied and said nothing would happen to me and that he just needed my credit score to secure an apartment because his was crap. I trusted he would pay, and that even if he didn't, I was convinced nothing would happen to me.
Boy, was I wrong.
He absolutely defaulted on me, and I had to go figure out debt relief, how to take out a loan, and a bunch of other shit, even though he reassured me he had everything taken care of (he didn't). Took a year before the National debt called me and said he defaulted, so now they gotta get the money from me. I got 30% off in exchange for having to take out a loan the very same day. Hasn't paid me a dime since.
Got super depressed and had a bunch of mental health shit just brewing, and that whole situation was exacerbating so much that I couldn't go to work anymore. Had to take out yet another loan for about 5.4k to help with intensive out-patient therapy costs, to help another buddy of mine move, and to stay afloat myself. Haven't seen a dime from them either, and I trusted them way more.
I haven't been able to go back to work, and it's bumming me out badly. My debit account is overdrawn, a late car note that might get me repoed, parking tickets that are due by the end of the month because I had court, that I have no way of paying atm, and just so much other bullshit that I have no way to get done because I dont qualify for another loan to be able to reset myself because I can't pay for the other ones.
I wish people would put in the effort for me that I put in for them to make sure they know that I care about them and their well-being. And I'm not saying it has to be financial, I truly should have known better. I've reached out to other friends for advice n shit or other options, and even support. Fucking crickets from them.
Nobody cares about me the way I care about them, and it's left me in shambles. I'm not doing great physically due to stress, and mentally, I'm torn apart.
15k debt of straight bullshit for trying to be helpful to people who don't gaf about me at all. I've done nothing but extend my kindness the way I wish others would for me when I would need it. And now that I need it, nobody is there. What the fuck.