u/mercyfindsme

Hi I have been reading to see how I can go about investing wisely with better returns. I started investing late last year. I presently have a Roth contributory Ira from ( first contribution) 7.8k in Schwab so 500, intelligent portfolios 34k( majorly us company with 14% only international stocks, no bond, very aggressive at 97%) individual brokerage 1k. In 3 years I will be 50 years but I believe starting somewhere is better than not starting at all. Needed to go back to school now a doctor. I have a 20.5k non emergency fund I want to invest now. I am a novice but is there any where I can put that will give it a good return. Please be kind in your response. Thanks community.