Starting investing as an undergraduate
Hello everyone,
I’m 21 years old and currently a third-year engineering student studying in Thailand. My goal is to become at least partially financially independent by the time I graduate in 2028. I currently have around €5,000 saved and want to start taking investing seriously.
Before putting a significant amount of money into the market, I want to build a strong foundation. I’m interested in learning about portfolio construction, fundamental analysis, technical analysis, risk management, and how experienced investors make decisions. I’m looking for educational resources as well as practical advice.
Here are a few questions I’d appreciate your thoughts on:
If you were starting with around €5,000 at my age, how would you allocate it between:
- Long-term investments
- Cash/emergency savings
- Learning or experimenting (paper trading or a small trading account)
- Other opportunities such as personal projects, if anyWhat are the best resources for learning investing and technical analysis? (Books, YouTube channels, Investopedia, Reddit communities, online courses, etc.)
Which platforms do you use to follow market news, company earnings, and live stock data?
How long would you recommend spending on learning before investing with real money? Would you start with a small amount immediately while continuing to learn, or wait until you feel more confident? (I have set my goal to learn all the fundamentals by the end of this year)
Looking back, what is one piece of advice you wish someone had given you before you started investing?
For context, my goal is long-term wealth building rather than getting rich quickly. I’m happy to spend several months learning if it means avoiding expensive beginner mistakes.
Thank you in advance for any advice!