Title says it all. Posting my stats below. Curious to hear feedback/thoughts from this group. Want to know if I’m considered “Rich” or still “NRY.

For additional context, I’m very burned out at my job and would love to take a step back and find less stressful work, be more present with my family, take care of me mental and physical health.

Really appreciate this sub and love reading it. Thanks!

Stats:

• Age: mid 30s
• Marital Status: Married, 1 kid under 3. No plans to have any more.
• Location: VHCOL. Right outside NYC.
• Finances:
  • HHI: estimating ~$750k in 2026. Inclusive of bonus + RSUs. Spouse and I both work. My income is 60% of HHI.
  • Investments: $2.15M. Split roughly 60/40 between brokerage and retirement.
  • Cash: $200k
  • Debt: $984k. All mortgage at 5%. Home Value: $1.3M. Assumes zero appreciation of the home since purchase 3 years ago.
  • Home Equity: $314k.
  • NW:  ~$2.6M. Cash + Investments + Home Equity.

My questions:

• Am I considered rich? My investments have eclipsed $2M+, but the returns do not cover my monthly expenses, which are high due to childcare and mortgage.
• Can I take a step back career wise and look for less stressful work? I’m torn as my equity is very valuable and feels bad leaving money on the table. We could get by with less, but I busted my ass to get this job which I kinda hate. It’s a money job, nothing else. Zero passion for the work or company.

Really appreciate this community and all the perspectives here. Thanks in advance!