u/mymoonisafish

Buso recomendaciones de un banco con oficinas físicas en España que no me cobre una comisión trimestral solo por tener la cuenta abierta.

Ahora mismo estoy en Sabadell y me están cobrando 60€ cada tres meses... Solo la mantengo porque necesito poder sacar efectivo gratis en cajeros.

Mis necesidades son:

· Sin comisiones de mantenimiento ni de tarjeta.

· Poder sacar efectivo gratis en sus cajeros (o en una red amplia).

· Transferencias gratis en España/SEPA.

· Prefiero gestionarlo todo por la app, chat o teléfono. Odio tener que ir a una oficina para hacer trámites tontos.

No me importa si es una cuenta "online" del banco, mientras tenga acceso a cajeros del mismo banco sin pagar.

Me han hablado de BBVA, CaixaBank, ING... pero quería opiniones reales. También sé que con Revolut/Wise ya viajo bien fuera, esto es solo para el día a día en España.

cual me recomendáis que tenga buena app, poco papeleo y cero comisiones?

Gracias de antemanoooo

I have a new student who, granted, I struggle a little with but I think we have potential. I saw he cancelled couple of his last classes of the pack, mid June, and didn’t reschedule, so I was going to ask if he wanted to reschedule and advise him some weeks I would be busy. However i then saw his hours on the package had reduced from 12 to 9.5? I know students can transfer hours to another tutor but this doesn’t make sense… maybe he tried… 2.5 lessons with someone else? is that even possible? or I guess he could have bought four lessons from them if their rate is much less than mine? I know I like to shop around as a student too, but I guess it made me a little curious and insecure ha ha :(:

I kinda like letting it accumulate but then is it risky?? Any advice on good practice with experience welcome!

Edit: if there are any reasons why, that would be great, too

I've had some ups and downs on the platform, but in the last months have really really studied and figured out how to (maybe) make it work, made my profile excellent, pay attention to my stats etc and things seem to be going well. I'm feeling positive, finally, but have this nagging paranoia that it's all just going to fall to shit again. I think I have tactics in place, like dropping my rate for summer if I need to, and I know roughly how it seems to work now but I'm just scared that things are going to dry up and I'll have to start from scratch again.

SO - I feel I need some success stories and tips... to keep positive but also savvy. Anyone been on the platform for years and ridden these waves out successfully? Please share and keep a sister sane : ))))))

Alguien sabe si vale la pena ir hoy a Pradollano? Habra nieve para enseñársela a mi amigo que viene de visita desde Costa Rica y que nunca ha visto la nieve? Grsciassss