u/nicolasjkennedy

Robinhood has pretty much everything someone needs in the world of finance. I have my brokerage, roth IRA, banking, and now credit card with them and the whole ecosystem is really nice.

A few pain points for me are:

1. Times for deposits are slower compared to my other bank USAA, I get my paychecks later now and when I'm trying to deposit a check it doesn't hit right away and I have to wait for funds to settle. Not that big of a deal, just not sure why they aren't working on making it more efficient.

2)No zelle, pretty much every other bank has this but they dont

3)No web interface. This is my biggest gripe, I get that it "can be done" all with the app, but web interfaces are so useful and not everyone wants to use the app for everything, wondering if anyone knows if they're working on that?

Other than that, I am please with what they offer like the high yields, and overall clean UI.