In my Banking app, for some reason for ME (main user) RH combines spend for checking and gold card together. It's really frustrating, I would like a break down for each.
For Join Holders in Family it works corectly. You can break it down by Checking OR Gold Card spend. Why main account holder cant have the same feature?
I remember it being 4.25% for savings account if you had Direct deposit of $1000 setup. When did they change to 3.5% ?
Ps: I don't have > 100k usd in RH assets yet
I thought they had Will services and some sort of vacation membership listed as perks (labeled coming soon). But now it seems to be gone from the app and the website? Did they remove that?
EDIT: By aggregator, I don't mean budgeting app, rather the underlying aggregator pulling transactions (Plaid, Finicity, MX/, Yodlee, SimpleFi, etc...)
Anyone using any budgeting apps and connecting to Robinhood? Which have you found to be the best aggregator?
I was initially linked with Finicity, which gives timely updates. However, I noticed it missed about 13 transactions in a month and a half. Plaid updates pretty quickly too (maybe just slightly more slowly), but generally is more accurate in transaction naming and categorization. Plaid was missing about 4 transactions over a month and a half.
Ideally, I'd like no transactions to get dropped. I think both aggregators initially had them, and dropped the transactions sometime after the fact, because re-adding them manually brought the figures back to what I had expected. Just looking to see what people have found most reliable.
I’m having an issue transferring money from my Robinhood brokerage account to my Robinhood Savings account.
I redeemed some Robinhood Gold Card cash back into my brokerage account on Thursday and Friday. Previously, I was able to transfer the redeemed cash to my Robinhood Savings account almost instantly.
Now, when I go to transfer, my brokerage account is grayed out under the account selection, so I can’t transfer the money to Savings. I also noticed that my withdrawal cash is still showing $0, even though the cash back was redeemed several days ago.
Anyone facing this issue?
Hey fam, I was just approved for the Robinhood gold card. I was wondering if there are some tips to best maximize the cards benefits? Thanks in advance 🙏🏼
I am on waitlist , is there a way to get referral from this community member to get it faster ?
I was approved for the Robinhood Gold Card for $6000 starting limit. Received it in the mail on Monday. Smooth apply process. The next day, in the app it gave an offer to open a Robinhood checking and savings account, and i applied. And this morning I received an email saying I was denied, but didn’t give a reason. I chatted with support and they couldn’t help either. Why would i get approved for the gold card and not the checking account. And no i dont write bad checks or bounce checks or overdraft, never had that stuff before. This has never happen to me. Any suggestions?
Before anyone asks “49 disputes???” — these were not 49 random purchases from different stores.
The charges were from prop firms, mainly Topstep and My Funded Futures, and the 49 transactions were multiple fees/purchases made with those services over time, totaling about $6,071.90.
The reason I disputed them was because I eventually had payouts denied and my accounts banned/closed without what I felt was a clear or justified explanation. At that point, I disputed the related charges because I believed I had paid for services under expectations that were no longer being honored.
I sent the disputes through my Robinhood Gold Card and explained what happened. Robinhood ultimately denied them and basically told me their decision was final.
I understand that filing a dispute does not automatically mean the cardholder deserves a refund, and the bank has to review both sides. My issue is that after spending over $6,000, having payouts denied, losing access to the accounts, and then having Robinhood reject the disputes, I felt like I had basically no protection at all.
That experience completely changed how I look at the Robinhood Gold Card. The 3% cash back sounds great, but rewards don’t mean much if you don’t trust the dispute process when something serious happens.
Hi there,
Just had a quick question does anyone know anyway if receiving an invite for banking? Would like to transfer over to it so I have everything on one platform.
I am new with credit cards, my Robinhood CC was used at a different location, unauthorized access. I informed customer support, they told me to report it. I blocked my card and went to the last step and this page shows up with mandatory checkboxes. I need to get a new rented apartment soon so need clean history. I paid off the unauthorized amount as it was near billing cycle. Should i submit it and let the transaction show up in my credit history?
Can you add a beneficiary to your RH savings and checking accounts?
Can you access the banking online via a browser? any way other than the app?
This is what I get when I clicked the invitation link I received this morning. Has anyone else had this happen? I’ve never applied before. This is my first time getting this link or even trying for banking with them.
I think this is crazy since no other banks do this. My debit card was somehow compromised shortly after receiving it. I only used it one place which was adding it to my Amazon account and purchasing an item straight from Amazon and not a 3rd Party seller.
A couple days after my card has 3-4 attempted charges from someone in Mexico. I reported my card stolen and at the time there wasn't a $15 charge for a new debit card, i got a message telling me they will contact me once the card is shipped.
Waited about 2 weeks and checked the status in my app, and the notice is gone and I now see I would have to pay a $15 charge for a new physical card. I guess I will just have to use my virtual card for now.
Actually such a scam of a company. I don’t even know how this isnt being talked about more. This is the 3rd unauthorized transaction they have done NOTHING about.
Got an email I qualified for the banking offer so I said why not and signed up, had them ship the card. Received the card a few days later in a sealed Shipping envelope. Didnt open it because I was going to wait a few days to setup transfers/direct deposit to the new Robinhood banking account. The day after receiving the card I get an email about a fraud alert on the account. $200 from an AliExpress order that they rejected because there are no funds in the account.
Crazy thing is the card was sealed, the only people I would think have access to this is Robinhood directly so somebody in their department is skimming card info that or they have a major data breach leaking card info.
Be weary of using them I've never seen something like this happen with any of my banks I would steer clear of this product entirely.
I am interested in parking some cash into Robinhood to earn the 3.75% yield. This cash will essentially be my emergency fund. That being said, I don’t want my portfolio performance return/metrics to be distorted from my cash holdings. I have Robinhood gold and also interested in the credit card.
Any suggestions or known workarounds?
Solely switched to Robinhood for the card and banking ecosystem cause I liked their simplicity and rewards. I don’t mind waiting a couple months for the card as I have to build up my credit a little bit stronger but the banking I’ve been waiting and waiting with no success. Heard some people got a invite after pulling out of Robinhood entirely. I have nearly ten thousand invested on the platform and I’m considering switching over to fidelity permanently if I still don’t manage to get a invite even after my withdrawal. Lmk if the withdrawal method worked for yall or how yall managed to get a banking invite.
Update: literally seconds after complaining to the AI support bot and threatening to leave Robinhood I got the banking invite… literally on the withdrawal page of the app it just popped up lol