I've been seeing a lot of people with portfolios containing VFV, VCN, etc. instead of VEQT. Why do people do this? What's the thought process behind it?
Hey guys, I have tried to play guitar a few times throughout my life but always stopped because I’d get frustrated before learning anything. My friend bought me an electric guitar for my birthday and I actually wanna learn this time.
Any suggestions on learning in a way that won’t get me burnt out? Should I learn chords first individually or learn them through a song? And any starter song suggestions?
I have a hard time being coordinated and transitioning chords as well as memorizing the chords themselves.
Hi, I’m trying to move from MF to ETFs because of the maintenance fees amplifying over the years but I am not sure which ETFs would be good to use for DI if I plan to take the money out in 3-5 years. I currently have $3k in a MF TFSA that I’m now regretting bc it docked my contribution room. I still have like $15k remaining but I am not trying to recklessly add. Does anyone have advice?
Hi,
I (19F, if that helps) am getting some income and am leaning towards financial independence for the first time. I want to save money long term in a way that maximizes my return for a decently short period of time (4-5 years for moving out, 1 year for vacation).
I was gonna put it in a TD GIC but for a non-registered account, the return doesn’t feel worth it at all as id only make about $50 for a $5k input.
I wanted to use WS Chequing as a savings since it has 1.25% interest but I don’t know if this is a good idea. Especially because I don’t understand how taxing the returns I recieve on that chequing would work.
Is this a good idea? Are there any alternative suggestions?