u/ntranced12

I've tried using both the novatedlease.guide and leasecheck.au calculators but I'm getting different answers and I'm not sure if I'm inputting the right values.

Leaving it up to leasecheck's AI to input the values I get one option (Fleet partners) saying 6.22% interest and the other (Smart Leasing) quote at 12%. When I tried inputting the values manually into the novated leaseguide calculator, I'm getting ~15% effective interest for both.

Can someone guide me please? Fleet Partners have told me over the phone they're doing 8.2% interest so the fact that leasecheck is showing lower than that is ringing alarm bells.