Hi! Any insights about my situation?
Road to debt free, until.....
I used to be a good payer in this lender, this is where I bought phones for my siblings and family.
I, 27 (F), panganay and breadwinner. So I have been spoiling my family, kasi okay naman, kaya naman! I have been with this lender for almost 2 years now, not until, nawalan ako ng work and what I can do is partially pay her pero dumagdag pa na nagkasakit ang nanay ko.
We had to sell our phones to sustain my mom's medical needs, however, ngayon, pa start pa lang ako sa work ko bukas, but they're demanding me to pay the whole amount or return the phones. I already paid 50-70% of each phones. May last 3 payments, last 1 payment nalang, paid na ako, meron namang 3 na last 6 payments. But everytime I bought phones from them nagbabayad ako ng 50% downpayment.
Ngayon, I told them, I no longer have the phones. Makukulong po ba ako? Ano po ang magandang gawin?
Nababaliw na po ako kakaisip, kasi bukas po start ako sa new work ko then sa 24 po sa 2nd job ko, mag dodouble time naman po ako. All in all ang balance ko po is 122k.
Customer na po nila ako since 2025, January, kaso kinulang po talaga ako ngayon. Baka po may makatulong! 😔