So there has been these group of teenagers (age ranging 14-17) has been causing severe disturbance sa street namin here sa QC. Ever since new year 2025 pa, they have been using loud firecrackers randomly all throughout the years. As in sobrang unpredictable bigla bigla nalang may puputok na malakas kahit hating gabi or madaling araw. Residents in my street have been reporting them sa barangay and may CCTV din ang barangay namin.

Recently lumala ulit yung firecrackers issue bigla bigla nalang ulit magpapaputok out of nowhere. Nireport namin to sa barangay namin and they said problema daw talaga nila itong group of teenagers na to. Pinuntahan na daw nila ang mga bahay nila to confront the parents pero ang sabi, yung mga magulang pa daw ang galit. Since the barangay can't do anything about them, they feel na they're untouchable na. To the point na sabi na nga rin ng barangay samin is that the same group of teenagers is nang haharass na ng mga innocent bystanders na dumadaan lang.

My question is, saan na namin pwede ireklamo to since the barangay cannot handle them anymore? We went to the police station to report but they said they will just coordinate it with the barangay pero walang nangyare. Where are we going to report this? Kasi grabe na talaga.

hi po. nakakahiya man pero wala kasi talaga akong mapagsabihan and kailangan ko talaga ng advice, especially from those who know the law or may experience sa ganitong situation. may alam naman ako kahit papaano pero hindi ko alam kung ano talaga ang tamang gawin, and honestly, natatakot ako.

so, may utang yung father ko sa isang lending company. ang sabi niya, behind daw sa lending na ito ay isang malaking kompanya ng lending, and ang namamahala raw ay retired general or something like that. hindi rin ako sure kung totoo yun, so ayoko rin mag-assume or magbigay ng information na baka mali.

ang main issue talaga dito is hindi namin alam ng pamilya ko yung buong terms ng utang niya. hindi namin alam kung magkano ba talaga yung original na inutang niya, kung ₱20k ba or ₱30k. ang sinasabi niya ngayon is around ₱15k na lang daw yung kailangan niyang bayaran kasi tumutubo raw yung utang.

wala rin siyang kahit anong hawak na documents. wala siyang listahan ng mga hulog niya, wala siyang copy ng agreement or terms na pinirmahan niya, at wala rin kaming makitang proof kung magkano na talaga yung nabayaran niya. ang sabi niya, nasa office daw nila yung agreement/document na pinirmahan niya. yung collector lang din yung lagi niyang kausap and hindi niya nga fully kilala yung tao. nickname lang daw ang alam niya.

ngayon, gusto ko na talaga itong sabihin kasi may natanggap nang threat yung father ko. sabi raw sa kanya, naiipit na daw yung collector and sya kaya bukas na bukas kailangan na niyang bayaran nang buo yung ₱15k. kapag hindi raw, yung mismong tao sa company ang bababa para sila na ang maningil, and kapag hindi pa rin nakabayad, alam niyo na po yung implication ng sinabi nila. ayoko lang sabihin nang diretso yung exact word dito, pero basically, may threat na something bad could happen to him if he doesn't pay. natatakot din kami na baka madamay ang safety ng buong family namin.

kaya kami, natakot talaga.

ang naiisip naming solution ngayon is bukas, kapag nakipagkita kami sa collector, maghahanda kami ng written letter/acknowledgment of payment na parang formal proof na natanggap nila yung ₱15k and that the debt has been fully paid/settled. gusto sana namin papirmahan sa collector para may katunayan na nakapagbayad na si papa and wala nang remaining balance.

kung ayaw nilang pumirma sa sarili naming letter, ang naiisip namin is at least ipa-document yung payment and humingi ng written receipt or any proof na natanggap nila yung pera.

is this the best and right thing to do? or may iba pa ba kaming dapat gawin before namin ibigay yung pera?

and sobrang defensive kasi ng father namin. ayaw niyang i-ask yung collector na papirmahin siya. gusto niya siya lang daw ang makipagkita at makipag-usap sa kanila. hindi ko talaga alam kung ano yung issue niya. honestly, minsan parang siya mismo yung may tinatago or parang siya yung nagsisinungaling sa amin dahil hindi niya sinasabi yung buong details ng utang. pero kahit ganun, natatakot pa rin kami kasi hindi naman maliit na bagay yung ganitong threat, lalo na wala kaming documents or kahit anong proof tungkol sa actual terms ng utang.

ang gusto lang naman namin is bayaran kung ano talaga yung legitimately owed, pero gusto rin namin na may assurance na once fully paid na, hindi na siya hahabulin ulit for the same debt and may proof kami na settled na talaga.

kaya sa mga may alam po sa batas, especially tungkol sa lending companies, debt collection, threats/harassment, or kahit sa proper way ng pag-document ng payment:

ano po yung pinaka-tamang gawin namin bukas?

please don't judge us po. honestly, natatakot lang talaga kami and hindi namin alam kung ano ang tamang approach. any advice, especially from someone who actually knows the law, would really help us. thank you po.

Nabangga ako ng motor kahapon and nagpalitan kami ng info, but now hinaharass ako nung nakabangga sa akin and gusto niya bayaran ko yung motor niya. Am I liable for the damage caused?

Hello po,

Need your advice po.

May kukuhain kaming pasalo na bahay.

Owner ng bahay is deceased (husband nung nagbebenta)
Ang mortgage ay sa bangko. 1m balance. Up to date naman nga meralco at yung monthly ng bahay. At sa Bangko ito binabayaran hindi sa pagibig.

Rfs: may kinuha daw syang property malapit sa parents nya kasi mother nya nagaalaga sa dalawang bata pag nasa work. At nahihirapan sya kasi madami na syang binabayaran.

Ngayon nagpapagawa sya sa lawyer nya ng DOAS para masabi na ako na bumili ng bahay at ako magbabayad ng monthly. Ako mag shoshoulder ng Drafting at notarization. Sya magcocover ng SPA.

Pumayag naman daw ang bangko na ibibigay ang title ng bahay after ma fully paid yung bahay 15years pa. So dahil magkakaron ako ng DOAS sa akin na ibibigay ng bangko ang title at pwede ko na ipatransfer yung title once fully paid.

Gusto ko lang po ng opinyon nyo dito.

May sinend naman saking EJS at nag send ng request of statement ng BPI kung saan sinesend yung monthly payment.

Ngayon babayad po ako ng pa draft ng DOAS, tas sign na agad sa Wednesday kasi need nadin namin makalipat kasi nagrerent ako.

Ngayon okay lang po ba yun or need ko padin mag hire ng sarili kong lawyer para icheck yung DOAS? Tsaka ano po dapat ko alamin. Pasensya na first time kopo.

Currently, my wife is admitted to a hospital in the Philippines and found out there was an unpaid bill amounting to 18k in this same hospital from 20 years ago when my wife was still 6 years old. Upon talking to the in charge "they said this balance must be paid including the interest and a total of 130k. Please advise what to do.

Context: I, 22F has a boyfriend (22M). We’re 4 years now. Bago maging kami, may naging ka-“something” ako na nasa group of friends ko rin until now. Recently, nagkasama kaming certain someone na yon sa isnag function na hindi ko alam na pupunta pala sya. And it lead to the title above.

So, yun nga po ayos lang naman sakanya na pumunta ako kung andon din yung “ex” na yon. I did my part. Di ako nakikipag interact sakanya tapos nag sesend din ako ng video updates sa bf ko sa mga nangyayare. Then one video, pinaghinalaan nyang yung katabi kong guy ay si “ex” pero ibang guy yun (bf ng friend ko) at obvious naman na hindi yun yung ex ko kasi naka tsinelas at short yung nasa video, at yung ex ko ay naka pants at shoes.

And then, it escalated. Hindi nya pinakinggan yung reasoning ko. Sabi ko, sige kausapin ko na lang tatay mo para matauhan ka kasi takot sya don. Now, he is threatening to send the video to that “ex” para lang may maiyabang daw sya o kaya sa mga pornsites o kaya sa nanay ko para raw ako ang mapahiya kasi i triggered something in him daw. Nascreenshot ko yung messages nya about that, nirecord ko rin.

Now, sabi nya kung hindi ko raw isesend yung ipad at 18k gold bracelet na bigay nya bukas ay ikakalat nya raw yung video. WHAT SHOULD I DOOOO?

sorry po kung magulo ang kwento nagpapanic talaga ako

Hi! I rented an apartment in Davao City for around 3 months. I paid ₱10k advance and ₱10k security deposit. I have proof of both payments.

On July 6, our water and electricity were disconnected because the landlord apparently had several months of unpaid arrears to the actual owner of the building.

We later learned he wasn’t the direct owner. He eventually gave up the rental at the property, and we arranged to pay the actual owner directly so we could stay.

The problem is my ₱10k security deposit remained with the original landlord. I’ve repeatedly messaged him since July, but he no longer responds about the deposit.

What’s the best way to legally recover the ₱10k or report this? Has anyone experienced something similar in Davao?

Road to debt free, until.....

I used to be a good payer in this lender, this is where I bought phones for my siblings and family.

I, 27 (F), panganay and breadwinner. So I have been spoiling my family, kasi okay naman, kaya naman! I have been with this lender for almost 2 years now, not until, nawalan ako ng work and what I can do is partially pay her pero dumagdag pa na nagkasakit ang nanay ko.

We had to sell our phones to sustain my mom's medical needs, however, ngayon, pa start pa lang ako sa work ko bukas, but they're demanding me to pay the whole amount or return the phones. I already paid 50-70% of each phones. May last 3 payments, last 1 payment nalang, paid na ako, meron namang 3 na last 6 payments. But everytime I bought phones from them nagbabayad ako ng 50% downpayment.

Ngayon, I told them, I no longer have the phones. Makukulong po ba ako? Ano po ang magandang gawin?

Nababaliw na po ako kakaisip, kasi bukas po start ako sa new work ko then sa 24 po sa 2nd job ko, mag dodouble time naman po ako. All in all ang balance ko po is 122k.

Customer na po nila ako since 2025, January, kaso kinulang po talaga ako ngayon. Baka po may makatulong! 😔

Need advice what to do

Story:

My mom worked for them for almost 4 years as a domestic helper/babysitter (3 kids). They came from Cyprus and just got back here sa Philippines last July. She resigned after and her last day of work was last July 31. She was promised by her prev employer that she can go back to Cyprus to find other employers since her visa is still active, kompleto required documents niya but when she's about to go to OEC last week Friday, she received a message from whatsapp galing sa employer niya and was told na meron daw something problem and need nila pumunta si Mama doon. There, she was told that few important jewelries got stolen from the safe daw. Before these things happened, after my mom resigned, they hired another helpers, one for cleaner and babysitter, so 3 of them was called and interviewed.

Fast forward. 3 of them including my mom underwent polygraph testing. After a few days of waiting for the result, the police called my mom and invited to come to the police station. She was found positive from the polygraph testing. My mom has hypertension and highblood pressure, sinabi niya yan sa police before she took the test. She admitted that she got nervous when she took the test as well. I know my mom and she gets nervous easily and she even has a phobia taking blood pressures using sphygmomanometer.

Just earlier today, my mom got interviewed again by her employer (husband). She was pressured to answer their questions, nasaan daw yung mga jewelries, even checked her bank accounts and found nothing.

My mom worked for so many years as a domestic helper. This is the first time she got accused of something she didn't do 😭😭. My mom is a single mother with us 3 kids, i'm the eldest. Simply living a simple life 😭 Wala silang solid proof. No fingerprints, cctv footages, etc that can support their accusations na si Mama yung nagnakaw. She's having a hard time sleeping right now due to stress and overthinking.

I just need legal advices, what to do. Anyone 😭

Back in the ’90s, my father’s cousin approached my mother and asked if they could use her name so she could work abroad as an OFW. At that time, my sibling and I were still babies, and my mother grew up in the province. Because we were struggling financially, she agreed and trusted the promises they made to her.
Although my mother did receive some benefits or payments from them before, we are not disregarding that. However, what she received was not at all what they had originally promised.
Until now, they are still using my mother’s name. I was shocked to find out that even the business they have here in the Philippines is registered under my mother’s name.
If my mother consults a lawyer and asks for legal assistance, is there a possibility that we can have her name returned to her? What could be the possible legal grounds for taking action, and what consequences might they face if we decide to pursue this legally?

Please help

Hi, I’m asking for legal advice regarding getting Philippine passports for my three children, ages 5, 7, and 8.

Their mother and I were never married and we are no longer together. The children have been living with me and have been under my care ever since their mother went abroad to work as a domestic helper.

While abroad, she entered into another relationship. More importantly, she has stopped communicating with our children. She has not provided any child support either — no groceries, school allowance, or other financial support.

I already emailed the DFA to explain our situation and ask what documents or alternative procedure I can use. Unfortunately, they basically just repeated the requirements posted on their website:

Only the mother applicant shall accompany the minor applicant during the passport application process;

If the mother is not accompanying the minor, a notarized Special Power of Attorney (SPA) executed by the mother is required; and

The authorized adult companion must present a passport or valid government-issued ID.

My problem is: the mother is abroad, has not been communicating with the children, and is essentially unreachable. I obviously cannot obtain an SPA from someone who refuses to communicate with us.

So, wala ba talagang ibang paraan in this kind of situation?

Do I really have to somehow chase after the mother and ask her to cooperate just so our children can get passports? What happens when the parent who is supposed to provide the authorization is absent, unreachable, and has not been exercising parental responsibility?

Is there a court order, guardianship procedure, petition, or any other legal remedy that would allow me to apply for their passports without requiring the mother's SPA?

For context, the mother is listed as the mother on their PSA birth certificates, and I am listed as their father. We were never legally married.

I understand that there are rules intended to protect minors, but it feels frustrating that the parent who has actually been caring for the children is the one being required to track down an absent parent just to obtain basic documents for them.

Any advice from lawyers or people who have gone through a similar situation would be greatly appreciated. Thank you.

Why is the petition for correction in PSA taking so long to process? Are we still documenting things on PAPERWORK and not DIGITALLY? Corrections aren’t supposed to take 6 months to a year. You’re already paying fees for correction, so why does it have to take that long? Manila City Hall or Philippine Statistics has to do something about this.

This is about my mother giving birth to me on a hospital here in Philippines, the bill is about 21k, and everyone in my family is pointing fingers on who will pay it since I am adopted and my family are not in very good terms with each other or have stable jobs. Im asking for advice on what to do with it, and if the bill is still valid since I researched online that it has a limitation period.

As I said in the title po, my dad accidentally ran over a kid’s leg. He’s a lalamove driver po, driving a sedan. Mabagal lang po takbo niya kasi makitid yung daan sa pagdedeliveran niya and naulan din po. Nalagpasan niya na daw po yung bata, tapos nadulas daw po yung bata, nadaanan nung tires sa likod yung paa daw po. It was an accident naman po and hindi naman po fault talaga ng dad ko. Dinala po kasi yung bata sa private hospital, ooperahan daw po and sesementuhan. Eh gusto po ipa-shoulder yung bill kay dad, hindi naman po kami maluwag financially. We can get barely get through our monthly expenses nga po, nakakatulong lang din po na nagdadrive siya for lalamove. Can anyone give advice po? 😿