My friend sold his land rights through an agent. Initially, he told the agent that he only needed ₱200k from the sale. When he later found out that the agent had sold the rights for ₱320k, he insisted that he should receive ₱210k instead.

The buyer paid a ₱50kdown payment, from which my friend received ₱30k. The remaining balance will be paid by the buyer at ₱15k per month for 18 months. The problem is that the agent insists on taking ₱5k from every monthly payment immediately. My friend proposed that he should first receive the full ₱210k that he expected from the sale, and only after that should the agent receive the rest of her commission. The agent refused.

Another concern is that during the first monthly payment, the agent didn't even attend the meet-up and simply asked my friend to send her ₱5k afterward. My friend and the buyer had to prepare and sign their own acknowledgment receipt.

There was no written agreement regarding the agent's commission or how the payments would be divided—everything was agreed upon verbally.

Can the agent legally insist on taking part of every payment despite there being no written agreement? Would it be reasonable for my friend to refuse to remit any more commission until he has received the full ₱210k, or even demand a larger share now given the circumstances? We'd appreciate any legal or practical advice. Thank you very much.

Hi po! Genuinely curious lang. My dad has a mistress for 5 years and may anak sila. All those 5 years never na siya umuwi samin tapos whenever I checked their accounts may bago silang bahay kotse. Never din nagkaso ung mom ko sakanila. In the future na I have the means to do so, ano po kaya pwede kong ikaso sakanila? Actually hahayaan ko na nga lang sana e kaso hanggang ngayon mayabang pa din ung kabit nya.

Seeking advice po:

I have a house and lot po in a subdivision that I bought 10 years ago, hinuhulugan pa until now. OFW po ako and recently went home to settle in PH, di po namin napupuntahan lagi yung property so di nachecheck lage. After almost 8 years from my last visit pinuntahan ko yung property and I found stuff na hindi sa akin inside ng house ko. Like car parts, tires at mukhang matagal na. the front door lock was non functional tapos backdoor was broken/decayed maybe sa kalumaan but it looked like it was forcibly opened at some point kasi open talaga sya. May naka park pa na car. I reported the issue with the property management and sinamahan pa nila ako so they can see the house din. They said they will investigate so I complied and waited. After less than 2 weeks they found out the culprit and I asked them help to resolve the issue without filing any legal or civil cases para di na magulo. Tinry ko I settle na lang yung issue with the offender by asking them to at least repair the damages that were incurred with the property managers help. They are insisting that the local security guard allowed them to put their things inside and said na damage na daw yung house bago pa nila ipasok gamit nila sa bahay ko. Gumawa pa ng sworn statement na notarized.  What criminal or civil cases po pwede ko I file sa kanila?

Thank you po!

Due to the impending Government Optimization Act, I might be one of the casualties. Im thinking of transitioning to VA jobs.

Any lead or tips to get these jobs? Thank you po.

Hello everyone! (Not sure if this is the right sub, but I'm gonna shoot my shot)

Fresh grad here who is currently preparing their pre-employment requirements/documents, and one of them is obtaining a passport as one of my valid IDs. However, upon receiving the original copy of my PSA birth certificate, I noticed the following lapses:

1. Some parts were unreadable, although I've already read a bunch that this can be addressed/fixed at the Local Civil Registry in the place I was born.

- My concern here is how long it will take for this to process, and how much it costs?

2. There was an error in the address. There was a typographical error in the province part (a single misspelled letter). Additionally, there was an error in the barangay section, not just a single typographical error, even though the house number and subdivision name were right, but the barangay was not; it should be different.😭

- This is mostly my concern: How will this affect my application process in obtaining documents (such as valid IDs) in the future? What can I do to fix this? (process etc... how long does it take, what should I be prepared of?) Although I've also read about this but I can't seem to fully grasp it yet, I've read an overview of the clerical law but I'm having a hard time understanding it especially it's scope (I'm so sorry I'm dumb, I don't understand some of the legal jargons even if I've searched them)  

Apologies for the long yap (and for my grammatical errors). This question may seem dumb, but I just need further understanding and clarification on this matter. Did you also experience the same situation? If so, what did you do to get it sorted out? (pls po huhuhu😭🙏)

Any advice is appreciated. Thank you so much!

Edit: Aside from the Philippine Passport what other government IDs I should obtain in the meantime while trying to fix this issue? (so far what I have is the Philsys ID)

hello, isang katangahan ang nagawa ko at inaamin kong may mali ako. May nag offer na mag vcs and he offered more than I usually ask since request nya is visible yung face ko. At first, natatakot ako na baka gawing black mail or something but nangibabaw yung pangangailangan ko dahil nag ppile up na yung bills ko. And I know sobrang sketchy na agad dahil ayaw nya mag dp or kahit proof na he is legit, but I do have his fb na I’m not sure kung totoo yun. But dahil tanga at bobo ako I still agreed, and during the vcs the call kept ending, I figured it was my signal kasi prior pa nung agreed time namin is mahina na internet. But as I was doing the deed on the call, nauudlot coz I think he kept ending the call to see if tanga ba talga ako at mabilis mauto. Until the called ended and I was blocked, the conversation vanished coz it was in tg. I cried after because I know dahil pinili ko maging tanga ay naloko pa at na scam ako. Until someone messaged me on tg, and my worst nightmare came. Gawin ko raw gusto nya or viral. And my life flashed before my eyes as I read those words. Hindi ko na alam ang gagawin ko pls I’m so scared that baka malaman ng family ko. That I’ll be a disappointment once againn. At this point, all I could think is tkms but I think it’s too selfish. Pls if someone can help me, pls help. And baka awayin nyo ako dahil tatanga tanga ako, I’ll accept it coz totoo namn at nag pa uto pa ako.

Hello, just want to ask ano ba rights ng illgitimate? D kasi kasal sila papa pero wala naman silang ibang asawa at anak. Namatay kasi si papa pero inaagaw ng mga lolo at lola namin mga property niya. Pinilit din kami pinapapirma ng extrajudicial settlement.

Hello Everyone 👋🏻

Asking lang po if kailangan pa ba ng pirma ng father ng daughter ko if iprocess namin na iadopt sya ng magiging husband ko or papalitan ko ng surname ko? Or pwede naman iprocess ng walang kailangan sknya? Thank you

My wife and brother in law run a pautang business, now my brother in law mainly financed the whole thing and my wife is the one na maghahanap ng mga papautangin and she gets a percentage out of the interest. now, my wife got scammed for a big chunk of that pautang money, she invested it to someone na ipapautang din and mas malaki ang return, nung una bumabalik ung pera at tumubo tlga so all good lang until eventually, nagstop na magpay at bigla na lng nagtago di na namin nahanap and we found out na modus nya pala tlga yon and marami nang reklamo sa kanya sa police at baranggay.

Now my brother in law gusto ishoulder ng kapatid nya ung pera na nascam, although wala nman sila agreement na pag mga umutang na tatakbo or di magbabayad eh shoulder dapat ng wife ko. can my wife be held liable for that money?

Also, my brother in law bought a house and put it under my name kasi ginamit ung Pagibig credentials ko for housing loan, now gusto nya benta ung bahay pero di ako pumapayag pirmahan hanggat di sya papayag to call it quits ung perang nascam sa kapatid nya. may habol ba sya dito kasi sya tlga nagbabayad nung ammortization nung bahay kahit sakin nakapangalan?

Thanks sa sasagot

I came to PAO QC today, with my sworn affidavit, printed evidences and requirements.

I mentioned abandonment, after my husband (35M) admitted to having an affair and documented 3 instances of parental alienation with my eldest, lawyer said maybe my child was just being influenced in school? Huh?

Then he will pick up my kids again this sunday and when they get home there were packages of ill advise again. Like a ticking bomb na im hoping will not happen in school.

Then what advice, mediation? I recently invited my husband in the barangay for second mediation no prin. 3 years worth of psychological counseling and printed evidence, meditation is PAO’s best advise?

Hello everyone.
My friend got married last year, as per checking nila hindi pa rin registered yung kasal (wala record sa cenomar), Christian wedding po ito.
valid pa din po ba na mag asawa sila? And my pwede po ba ikaso sa girl and her family dahil wala nman pala sila balak iregister yung kasal? Thanks po.

i have a rape case its already 1year. My atty. ,wont reply to my messages/concerns, since hindi pa siya bayad at yung kinasuhan namin ang dapat mag bayad sa abogado ko. ganon ba talaga mga atty ngayon sa pinas? hindi ka aasikasuhin dahil wala pang bayad? wala kami hearing,settlement ang nangyari due to lack of evidence at hindi maganda progress after namin mag report sa police station. in fact yung mga public workers pa nag sasabi sakin na kasalanan ko ang nangyari sakin.

How much po kaya pa notaryo ng Affidavit of Assumption of mortgage?

Problem/Goal:

Looking for advice on what I should do next against a bank after they deducted money from my account even though my personal loan had already been fully paid and officially closed. The situation has caused financial loss, bounced checks, unnecessary bank charges, and a lot of stress.

Context:

I fully settled my personal loan through pretermination and was issued a Certificate of Full Payment, confirming that my loan had already been closed. Despite that, one of my post-dated checks was still deposited weeks later, and the amount was deducted from my account. When I contacted customer service, I was told they had “forgotten to update the system.”

Because of that mistake:
• Funds were deducted from my account even though I no longer had any loan obligation.
• My checking account no longer had enough funds for other transactions.
• Several of my issued checks bounced.
• I incurred bank penalties because of those returned checks.
• I’ve spent countless hours calling, emailing, and following up just to recover money that should never have been taken in the first place.
• Even now, I still haven’t received my refund or any proof that it has been processed.

What frustrates me the most is that I did everything required of me. I paid the loan in full, obtained the bank’s Certificate of Full Payment, and yet I’m the one dealing with the consequences of their mistake.

It honestly feels unfair that I’m the one carrying the financial burden for an error I didn’t make.

Previous Attempts:

- Called customer service multiple times
- Submitted a formal complaint and cc BSP
- Requested immediate refund and proof of refund
- Sent repeated follow-up emails
- Waited beyond the turnaround time they promised
Issue remains unresolved

What I Need Advice On:
Aside from continuously following up, what else can I do to speed up the refund?

Since the deduction happened after my loan was already closed, does this qualify as an unauthorized transaction or another legal violation?

Can I also recover the bank charges and other losses I incurred because of their mistake?

Has anyone here experienced something similar with a bank? How was it resolved?

I’m exhausted from having to chase my own money. Instead of the issue being fixed immediately, I feel like I’m the one being inconvenienced and financially affected by a mistake that wasn’t mine.

I’d really appreciate any advice or similar experiences. Thank you.