u/om1621

Hi everyone,

I am planning to invest in a property and need money for the flat down payment. For that, I am planning to withdraw money from my PF account. I have been working for the last 3.5 years, and the total PF amount in my account is ₹9.5 lakh. The employee and employer contributions are roughly 50%-50%.

I want to know the maximum amount I can withdraw from my PF account because I am seeing different information on different websites and YouTube videos.

Is it 100% (₹9.5 lakh)?
Is it 90% (₹8.55 lakh)?
Is it 90% of 75% of my PF amount?

Also, can my service period being less than 5 years cause any issue?