u/paulie1172

I keep hearing that is better to go with Fidelity. I have Inspira, who I am not in love with but that’s what my company offers. I’m 100% in FXAIX and will max out each year for family - plan only started for us in 2024 and I probably have $22k in there. Didn’t understand the HSA concept when I started. Booooo.

So what benefit is it to move to Fidelity? I’d just pick a SP500 fund anyway. I know Inspira charges fees for certain balances but after I hit $33k, I think fees go away.

Hit 54 a month ago - it’s been a long time coming. I finally was honest with myself. It’s been odd to not drink and get high to the blackout point the past couple nights. Hardly sleeping but all the positivity in this group….i feel like I did the best for me.

Sorry to ramble. Being open about this was not something I expected at the doctor. Been lying for years.

Anyone use their service? I started using the free version and it is super slick - but I see very little reviews or anything, which is cause for concern when linking financial accounts. But it looks to do everything necessary.