u/pelonguy

So the tech platform hasn’t taken off like many expected, though some things seem to be rolling out to users.
But I have been thinking while doing some DD and research for a business idea. Sofi needs to be the leader (hopefully they are working on something like it already and I’ve missed it) with a “new” payment processor with blockchain and eliminating/overriding the current credit card processing. It would make every business happy with smaller fees and SoFi would become a Trillion dollar company easy.

Any thoughts or input on this as I would love to hear more from someone with more knowledge.

I’ve been trying to dive deep into analysis for SoFi over the last few months and have come up with a few things with our sitting cash. I’m interested in seeing what others think. I know for sure here no one wants to see any dilution.

SoFi has roughly 17% leverage ratio to the required 4%. Though I know they are playing it safe would you rather see them use the money to:

Edit: additional, any ideas for a target company.

View Poll