Advice on remortgaging without 3 months payslips?

Hi there, basically as the title says. My partner and I own a house in wales and our current fixed deal ends in november.

My partner has a pretty good job they've had for 5 years or so but the problem is I've just graduated and don't (yet) have a permanent full time job.

Ideally, we’d remortgage with another lender, but I’m worried I’d need three months’ payslips - does anyone know of any lenders who wont need this?

Would I need to do this through a broker?

Our fallback options are either taking another NatWest fixed deal through a product transfer, or going onto their variable rate temporarily and remortgaging later, but this seems riskier and way more expensive.

Any advice is welcome as it's been majorly stressing me out! I was meant to have more time, but had 2 jobs fall through at the last round of interviews this month which was slightly demoralising haha

thanks!

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u/plantaires — 4 days ago

What do you do if you sell POD and also physical products you own, and someone orders both?

Hey there, hopefully the title makes sense.

For context I'm a printmaker, and usually print everything myself (lino cut/screen printed). I'm considering moving some things over to print on demand (or having some additional products that are POD), that work better for that as they're difficult to print on or work better in that format.

But then what happens if someone orders both things? IE a POD shirt, and say, a print that I make myself, in the same order? Do you send them a message and let them know their orders may come separately? Order it to your own place first, then combine the orders, and post again? Order a bunch of stock in in advance so then you don't run into this problem?

Any ideas?

Thanks!

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u/plantaires — 2 months ago

Seriously considering a van for part time work, but don’t want to mess with electrics

Hey there

Tldr thinking of getting an old caddy, can I run a fridge, kettle, hot plate, and charge stuff off say a jackery power station?

I’m considering a 2007 Volkswagen Caddy C20 1.9 TDI, 146,000 miles, MOT until February 2027, and a £1,300 asking price; the MOT history mainly shows suspension bush and brake wear rather than major rust or engine issues. Basically the cheapest van I can find that isn’t massively rusty or have engine issues.

Firstly, is this a massively bad idea, secondly, I’m considering semi converting it to use for work. I work freelance and am limited by work I can do close to home as I usually work nights and I don’t like driving tired massively far at night. Obviously I’d like to use it for camping etc too but it wouldn’t be a full time living situation.

I’d probably build a bed frame situation and insulate and all but I don’t want to mess with electrics or put a window in, partly because conversions change insurance and partly I don’t want to electrocute myself lmao.

So my Qs
- if I don’t convert electrics, can you run a small fridge, kettle, hot plate, and charge things off a portable power station like a jackery? How long do you think it would last (wild guess?)
-any recommendations for appliances listed above?
-does putting a bed in count as a conversion, or like how converted does it need to be to be declared on insurance? Ie if the bed is removable?

Generally is this a massively bad idea. I need you to be pretty honest with me here as I need to be realistic. My thinking was if it’s a banged up van there’s not too much to lose and I can always sell it off if I don’t use it much.

Thanks!

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u/plantaires — 3 months ago

Genuinely how are you meant to get credits as a newbie when all roles require you to already have credits?

Hi there,

Hope everyone's doing okay. Looking for some advice on getting into the industry a little.

I freelance in other ways and was looking to get into film/tv. I've previously worked in events as an event coordinator which seems like similar skills needed for runners, but considering I don't have any "official" credits, I can't even apply to a lot of runner pools or jobs going around. But then you're in a catch 22 because you can't get credits without already having any haha.

Ideally I'd probably like to do more camera work/post production work. I've done a lot of marketing but this is just with a mirrorless camera and davinci resolve/premier pro so nothing high end or cinema grade. I spoke to a few people and for camera work they just got a showreel in front of a producer and they previously didn't have too many credits, they just knew the right people.

Any ideas? I'm considering volunteering as a runner for student projects, doing apprenticeships, etc. If anyone has any ideas or website recommendations etc I'd love to hear it!

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u/plantaires — 3 months ago

brother kh 881 pattern reader not auto-advancing?

Hey there, I have a brother kh 881 knitting machine which works pretty well, except the pattern reader doesnt autoadvance when knitting patterns. I have to like manually progress the pattern each row by turning the little dial thing to the right of the reader slot.

It would be good if I could fix it because I keep forgetting to advance it and then messing up my patterns haha.

Any ideas on how to fix it? I could just be using the wrong settings on my machine as I'm pretty new to this. Thanks!

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u/plantaires — 3 months ago

Dell Precision 3560 or ThinkPad P14s G2?

Hey there, thinking of buying a new laptop.

The dell has a 2.8gh processor speed i7 processor with 4 cores, nvidia quatro t500 mobile, 512 gig storage, 16 gig ram, and i'm pretty sure the thinkpad is basically the same specs.

I currently have a microsoft surface 3 with an intel i7, 16gig ram, 250gig storage, but my storage is basically constantly full, and it runs slow when i'm trying to use editing software (ie davinci resolve), and struggles running games unless the graphics settings are super low. I read that having an external gpu like the nvidia would help with this but thought I'd check if anyone has any experience with a similar issue/these laptops and what the feedback is. ie is 16gig ram even enough or is it not worth getting another laptop with a dedicated gpu if i only have 16gig of ram?

Any advice is welcome as I'm pretty new to this, but also on a budget haha.

Thank you!

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u/plantaires — 3 months ago

wholesale for non-basic clothing items?

hey,

Tldr: this isn't a "who is your wholesaler" post but a, "how to even search for wholesalers for unique clothing"? post..

I have a very small clothing business/im a printmaker and i primarily screenprint on wholesale clothing (ie tees, etc). I want to diversify into more interesting clothing (ie non-basic clothes), but I'm not sure where to find wholesalers for that. Ie, plaid button downs, henlys, ribbed scoop neck shirts etc. Things that aren't just basic tees or hoodies if that makes sense.

The thing is I'm not sure where to source these. My usual wholesaler doesn't stock things like this and it's mainly basics or workwear. I've tried to source for aliexpress/alibaba before and it's a little difficult because everything is polyester (even when it says cotton in the listing).

Ideally I'd like to avoid alibaba too and bonus points if the wholesaler is uk based and items can be either in recyclyed/organic materials. I don't want to go into manufacturing just yet because that's a whole kettle of fish but any advice for just finding more unique clothing wholesalers?

Thanks!

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u/plantaires — 3 months ago