Hi all - 45m here. I’m contemplating adjusting my 401k balance but not quite sure.
- I’m happy with my current balance and I think I’m likely on track to cover retirement expenses assuming nothing catastrophic
- above probably requires my continued contribution probably for the next 5 years
- I’m worried about job loss - so I want to max my earnings now.
- given that: would you recommend being more aggressive?
- my retirement I hope is at 59
I’m 45 and my target date fund I noticed right now is 85% equities. Am I leaving money on the table?
Shall I adjust this?
Stats:
Balance: ~1mm
Expected retirement age:59 but can change depending on job loss
Had 3 interviews, I would characterize them this way
with hiring manager - went excellent. And that was the feedback given back to me by the recruiter
interview with managers peer #1: no feedback but I felt like I didn’t sell myself well. Went “eh” in my opinion
3.) interview with another peer of hiring manager - also went “eh” in my mind
I have not received feedback yet from recruiter on 2,3. But hiring manager is supposed to huddle up soon with them
Am I cooked?