THB 95,000/month (base + housing) for a couple planning a family — is saving 40% of base pay realistic in Bangkok? Honest opinions needed..
THB 95,000/month (base + housing) for a couple planning a family. Is saving 40% of base pay realistic in Bangkok? Honest opinions needed.
Received a job offer in Bangkok and need honest input before deciding. Indian engineer, moving with wife, planning to start a family within 1year. Single income household.
Package:
Base: THB 80,000/month
Housing allowance: THB 15,000/month
No relocation support, no annual flights home
Health insurance for dependents — unconfirmed
Annual increment capped at 5%
The core question: Is saving THB 32,000/month (40% of base) realistic on this package for a couple in Bangkok, with a child planned within 1year?
Specific questions:
\- Realistic rent for a decent 1BHK in a safe, well-connected area right now?
\- Is THB 95,000 comfortable, tight, or genuinely difficult for a couple in Bangkok right now?
\- For those hitting 40% savings on a similar package, what does your monthly budget actually look like?
\- Does the savings rate hold once a baby arrives, or does it drop significantly?
\- Indian expats specifically — are meaningful remittances back home possible alongside that savings target?
Not looking for reassurance, just looking for the honest reality from people living it. Thanks.