u/scatterblooded

Is it possible to switch lenders at >100 LTV?

I have a CMHC insured mortgage maturing next year. Current property value is pretty close to the mortgage balance so LTV over 100 unless valuation changes significantly. Are there any monoline lenders that would consider this as a straight switch? My file is otherwise strong but I don't want to waste a brokers time if there's no chance at underwriting anyway. Thanks in advance.

reddit.com
u/scatterblooded — 3 days ago

Hey guys, happy to see that the RCM ACE drum adapter came back in stock today and I pulled the trigger on it! So, I'm in the market for an ekit to upgrade from the Xbox OEM drums.

I'm looking for a kit under $600 CAD, ideally with mesh heads, a real kick tower, and a maybe larger snare drum. The Alesis nitro max checks those boxes and I'm waiting to see if any used sets come up on marketplace or any retail sales happen.

Are there any other brands that I should be looking for? This is primarily just going to be for RB. Thanks in advance!

reddit.com
u/scatterblooded — 15 days ago

Had a lot of fun building this post game team! It's a blend of strong OU pokemon and my favourites.

Skarmory @ Leftovers
Ability: Keen Eye
EVs: 6 Def / 252 SpDef / 252 HP
Calm Nature
- Spikes
- Toxic
- Protect
- Roar

Starmie @ Leftovers
Ability: Natural Cure
EVs: 252 SpA / 252 Spe / 6 HP
Modest Nature
- Surf
- Psychic
- Ice Beam
- Rapid Spin

Tyranitar @ Leftovers
Ability: Sand Stream
EVs: 252 Atk / 252 Spe / 6 HP
Jolly Nature
- Dragon Dance
- Earthquake
- Rock Slide
- Brick Break

Dragonite @ Leftovers
Ability: Inner Focus
EVs: 252 Atk / 252 Spe / 6 HP
Naughty Nature
- Dragon Dance
- Outrage
- Earthquake
- Fly

Alakazam @ Twisted Spoon
Ability: Inner Focus
EVs: 252 SpA / 252 Spe / 6 HP
Modest Nature
- Psychic
- Fire Punch
- Ice Punch
- Thunder Punch

Snorlax @ Leftovers
Ability: Thick Fat
EVs: 252 Atk / 252 Def / 6 HP
Adamant Nature
- Body Slam
- Shadow Ball
- Yawn
- Curse

u/scatterblooded — 20 days ago